Bank of Baroda Cards
Bank of Baroda - Credit Cards
38
₹651
BOBCARD ETERNA Credit Card
Reward Points, Not Applicable, Cashback
About This Bank
About Bank of Baroda
Bank of Baroda (BoB) is one of India's largest public-sector banks, offering credit cards in partnership with Visa and Mastercard. BoB cards are known for fuel surcharge waivers, cashback on utility bill payments, and easy eligibility for existing BoB account holders.
Entry & Everyday Cards Compared
With 38 active cards, BoB's lineup spans free entry cards to premium lifestyle products - these tables group similar cards for comparison before you browse the full list below.
| Card | Annual Fee | Reward Type | Best For |
|---|---|---|---|
| BOBCARD Easy | Nil | Reward Points | Free entry-level everyday spending |
| BOBCARD Sentinel | Nil | Reward Points | Free general-purpose alternative |
| HPCL Energie BOBCard | ₹499 + GST | Reward Points | HPCL fuel savings |
| BOBCARD Select | ₹750 + GST | Reward Points | Mid-tier everyday spending |
| BOBCARD Empower | Nil (waivable renewal) | Reward Points | Proprietors and self-employed |
Premium Cards Compared
| Card | Annual Fee | Reward Type | Best For |
|---|---|---|---|
| BOBCARD Premier | ₹1,000 + GST | Reward Points | Travel + dining, 5X rewards |
| BOBCARD Eterna | ₹2,499 + GST | Reward Points | General premium lifestyle |
| BOBCARD Tiara | ₹2,499 + GST | Reward Points | Tailored for women cardholders |
Professional-Body Cards
BoB also offers near-free cards exclusively for members of ICSI, ICAI, and the Indian Army (BOBCARD ICSI Diamond, ICAI Exclusive BOBCard, Indian Army Yoddha BOBCard) - worth checking if you qualify for one, since they typically undercut the general lineup on fees.
Free vs. Fee-Charging BOBCards
BoB stands out among public-sector-owned issuers for offering multiple genuinely free cards (Easy, Sentinel) alongside its fee-charging premium tier, rather than gating most benefits behind a fee. For applicants who don't yet have a strong credit history or want to test the relationship before committing to an annual fee, BOBCARD Easy or Sentinel are sensible starting points - both carry the same zero-fee structure while covering different everyday spending categories. Once your spend justifies it, stepping up to BOBCARD Select or Premier adds a meaningfully stronger reward rate for a modest fee.
Applying for a Bank of Baroda Credit Card
Non-BoB account holders can apply directly through the bank's website or a branch visit, with standard KYC (PAN, Aadhaar) and income proof required. Existing BoB savings or salary account holders often receive pre-approved offers via net banking with reduced documentation. The professional-body cards (ICSI, ICAI, Indian Army) require proof of membership/service in addition to standard KYC.
Explore the full card portfolio below to find the right card for your spending profile.
Featured Bank of Baroda Cards
BOBCARD Easy Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BOBCARD Sentinel Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
HPCL ENERGIE BOBCARD Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
BOBCARD Select Credit Card
Joining Fee:
₹750 + GST
Renewal Fee:
₹750 + GST
Reward Type:
Reward Points
BOBCARD Premier Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points
BOBCARD ETERNA Credit Card
Joining Fee:
₹2,499 + GST
Renewal Fee:
₹2,499 + GST
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility
- Age: 21-60 years
- Income: Varies by card variant
- Credit Score: 700+ recommended
- Residency: Indian resident
Check individual card pages for precise eligibility criteria.
All Bank of Baroda Cards
Browse & filter all Bank of Baroda cards →BOBCARD ETERNA Credit Card
Joining Fee:
₹2,499 + GST
Renewal Fee:
₹2,499 + GST
Reward Type:
Reward Points
BOBCARD Tiara Credit Card
Joining Fee:
₹2,499 + GST
Renewal Fee:
₹2,499 + GST
Reward Type:
Reward Points
HPCL ENERGIE BOBCARD Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
BOBCARD Premier Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points
BOBCARD Easy Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BOBCARD Sentinel Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points
BOBCARD Select Credit Card
Joining Fee:
₹750 + GST
Renewal Fee:
₹750 + GST
Reward Type:
Reward Points
BOBCARD Empower Credit Card
Joining Fee:
Nil
Renewal Fee:
₹250 + GST
Reward Type:
Reward Points
BOBCARD ICSI Diamond Credit Card
Joining Fee:
Nil
Renewal Fee:
Nil
Reward Type:
Reward Points