Bank of Baroda Cards

About Bank of Baroda

Bank of Baroda (BoB) is one of India's largest public-sector banks, offering credit cards in partnership with Visa and Mastercard. BoB cards are known for fuel surcharge waivers, cashback on utility bill payments, and easy eligibility for existing BoB account holders.

Entry & Everyday Cards Compared

With 38 active cards, BoB's lineup spans free entry cards to premium lifestyle products - these tables group similar cards for comparison before you browse the full list below.

Professional-Body Cards

BoB also offers near-free cards exclusively for members of ICSI, ICAI, and the Indian Army (BOBCARD ICSI Diamond, ICAI Exclusive BOBCard, Indian Army Yoddha BOBCard) - worth checking if you qualify for one, since they typically undercut the general lineup on fees.

Free vs. Fee-Charging BOBCards

BoB stands out among public-sector-owned issuers for offering a genuinely free entry card (Sentinel) alongside a low-cost option (Easy, ₹500 + GST) and its fee-charging premium tier, rather than gating most benefits behind a fee. For applicants who don't yet have a strong credit history or want to test the relationship before committing to a higher annual fee, BOBCARD Sentinel or Easy are sensible starting points, covering different everyday spending categories. Once your spend justifies it, stepping up to BOBCARD Select or Premier adds a meaningfully stronger reward rate for a modest fee.

Applying for a Bank of Baroda Credit Card

Non-BoB account holders can apply directly through the bank's website or a branch visit, with standard KYC (PAN, Aadhaar) and income proof required. Existing BoB savings or salary account holders often receive pre-approved offers via net banking with reduced documentation. The professional-body cards (ICSI, ICAI, Indian Army) require proof of membership/service in addition to standard KYC.

Explore the full card portfolio below to find the right card for your spending profile.