What is the BOBCARD Easy Credit Card primarily designed for?

The BOBCARD Easy Credit Card is an entry-level card for everyday shopping, offering accelerated rewards on routine expenditures.

Are there any joining or renewal fees for the BOBCARD Easy Credit Card?

Currently, the BOBCARD Easy Credit Card is lifetime free, meaning both joining and renewal fees are waived for a limited period.

How do I earn reward points with the BOBCARD Easy Credit Card?

You earn 5 Reward Points per ₹100 on movies, groceries, and departmental stores, and 1 Reward Point on other spends.

What welcome benefits does the BOBCARD Easy Credit Card offer?

You can earn 500 Reward Points on spending ₹5,000 within 60 days of your BOBCARD Easy Credit Card issuance.

Can I link my BOBCARD Easy Credit Card to UPI applications for payments?

Yes, the BOBCARD Easy Credit Card is on the RuPay network, allowing seamless UPI linkage to earn base reward points.

What is the foreign currency markup fee on the BOBCARD Easy Credit Card?

The BOBCARD Easy Credit Card has a foreign currency markup of 3.5% on all international transactions.

Does the BOBCARD Easy Credit Card offer fuel surcharge waivers?

Yes, it offers a 1% fuel surcharge waiver (₹400-₹5000 transactions), capped at ₹250 per statement cycle.

What protection is offered if the BOBCARD Easy Credit Card is lost?

The BOBCARD Easy Credit Card provides zero liability protection on lost cards if reported immediately, securing you from fraud.

How can I redeem the reward points accumulated on my BOBCARD Easy Credit Card?

Reward points from your BOBCARD Easy Credit Card can be redeemed for cashback, where 1 Reward Point equals ₹0.20, and other options.

What are the key drawbacks of the BOBCARD Easy Credit Card?

Drawbacks include a 1000-point cap on 5X rewards, high foreign currency markup, and significant interest rates.

Bank of Baroda

BOBCARD Easy Credit Card

ShoppingMovies

Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Earn 500 Reward Points on spending ₹5,000 within 60 days of card issuance.

Rewards Rate

Earn 5 Reward Points per ₹100 on movies, groceries & departmental stores; 1 RP on other spends.

Reward Type

Reward Points

Reward Redemption

Redeem points for cashback at ₹0.20 per point and other exciting options.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Includes accidental death cover for the primary credit cardholder.

Movie

Earn 5 Reward Points per ₹100 spent on movies, capped at 1000 points per cycle.

Dining

Not Applicable

Travel Benefits

Not Applicable

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

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