Question 1

What are the main benefits of the BOBCARD Select Credit Card?

Accepted Answer

The BOBCARD Select Credit Card offers 5X rewards on online and dining spends, fuel surcharge waiver, EMI conversion, and personal accidental death cover.

Question 2

How can I waive the joining and annual fees for the BOBCARD Select Credit Card?

Accepted Answer

You can waive the joining fee by spending ₹7,500 in 60 days and the annual fee by spending ₹70,000 annually with your BOBCARD Select.

Question 3

What is the reward rate on online and dining spends with BOBCARD Select?

Accepted Answer

With BOBCARD Select, you earn 5 Reward Points per ₹100 on online and dining, capped at 1000 points per cycle. Other spends earn 1 point per ₹100.

Question 4

Does the BOBCARD Select Credit Card offer lounge access?

Accepted Answer

No, the BOBCARD Select Credit Card does not provide any domestic or international airport lounge access.

Question 5

What are the charges for foreign currency transactions on this card?

Accepted Answer

The BOBCARD Select Credit Card has a foreign currency markup of 3.5% for all international transactions.

Question 6

Can I convert my purchases into EMIs with the BOBCARD Select Credit Card?

Accepted Answer

Yes, the BOBCARD Select Credit Card allows you to convert purchases over ₹2,500 into flexible EMIs ranging from 6 to 48 months.

Question 7

What kind of insurance benefits are included with the BOBCARD Select?

Accepted Answer

The BOBCARD Select includes a Personal Accidental Death Cover of ₹15 Lakhs for air accidents and ₹5 Lakhs for non-air accidents.

Question 8

How do I redeem reward points earned on my BOBCARD Select Credit Card?

Accepted Answer

You can redeem your BOBCARD Select Reward Points for cashback at a value of 1 Reward Point = ₹0.20, or for various other options.

Question 9

Are there any restrictions on earning reward points with BOBCARD Select?

Accepted Answer

Yes, 5X rewards on online and dining are capped at 1000 points per statement cycle. Also, no reward points are earned on fuel transactions with BOBCARD Select.

Question 10

Is the BOBCARD Select Credit Card suitable for fuel transactions?

Accepted Answer

The BOBCARD Select Credit Card offers a 1% fuel surcharge waiver (max ₹250/month), but you won't earn reward points on fuel transactions.

BOBCARD Select Credit Card

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