Bank of Baroda Cards
Explore top cards like the Bank of Baroda Bhoomi RuPay Select Debit Card, Bank of Baroda CASHBACK Credit Card, Bank of Baroda EaseMyTrip Debit Card, Bank of Baroda Etihad Guest Credit Card, and 40 more.
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44 Cards Found
Bank of Baroda Bhoomi RuPay Select Debit Card
debitIssuance Fee:
₹500 + GST
AMC Fee:
₹500 + GST
Reward Type:
Instant Discounts, Merchant Vouchers
Bank of Baroda CASHBACK Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Cashback
Bank of Baroda EaseMyTrip Debit Card
debitIssuance Fee:
₹599 + GST
AMC Fee:
₹599 + GST
Reward Type:
Instant Discounts, Merchant Vouchers
Bank of Baroda Etihad Guest Credit Card
Joining Fee:
₹2,500 + GST
Renewal Fee:
₹2,500 + GST
Reward Type:
Air Miles
Bank of Baroda Etihad Guest Premium Credit Card
Joining Fee:
₹5,000 + GST
Renewal Fee:
₹5,000 + GST
Reward Type:
Air Miles
Bank of Baroda Gift Card (Physical Variant)
giftJoining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
Bank of Baroda Gift Card Virtual Variant
giftJoining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
Bank of Baroda inSIGHT Braille Debit Card
debitIssuance Fee:
₹300 + GST
AMC Fee:
₹300 + GST
Reward Type:
Instant Discounts, Merchant Vouchers
Bank of Baroda MasterCard Classic Debit Card
debitIssuance Fee:
₹100 + GST
AMC Fee:
₹200 + GST
Reward Type:
Bank of Baroda MasterCard Platinum Debit Card
debitIssuance Fee:
₹300 + GST
AMC Fee:
₹300 + GST
Reward Type:
Bank of Baroda Mastercard World Debit Card
debitIssuance Fee:
Lifetime Free
AMC Fee:
Lifetime Free
Reward Type:
Instant Discounts, Merchant Vouchers
Bank of Baroda PRIME Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
Bank of Baroda Credit, Debit & Prepaid Cards
Bank of Baroda offers 44 cards across credit, debit, and prepaid/gift card products, including 23 BOBCARD credit cards - its own revolving-credit lineup separate from the debit and gift card products below.
Narrowing Down by Card Type
Since this list spans credit, debit, and prepaid products, decide on card type first - gift/reloadable cards for one-time or preloaded use, debit cards tied to your bank account, or BOBCARD credit products for revolving credit.
BOBCARD Credit Cards
BOBCARD's credit lineup runs from an accessible entry point to premium and niche co-brand cards. The CASHBACK Credit Card (₹499 + GST joining/renewal) gives 5% cashback on online spends up to ₹1,500 a month plus unlimited 1% elsewhere, making it a straightforward everyday choice. Travellers can look at the Etihad Guest Credit Card (₹2,500 + GST), which earns 3 Etihad Guest Miles per ₹100 spent with the airline, or step up further to the premium BOBCARD Eterna (₹2,499 + GST) for a 3.75% reward rate across travel, dining, movie, and international spends. BOBCARD also runs a set of co-brand and institutional cards built for specific communities - the IRCTC RuPay BOBCARD (₹500 joining, ₹350 renewal) for rail travellers, the HPCL ENERGIE BOBCARD (₹499 + GST) for fuel spenders, and cards like the Indian Army YODDHA BOBCARD and Indian Navy Varunah BOBCARD for defense personnel.
Bank of Baroda Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Bank of Baroda CASHBACK Credit Card | ₹499 + GST | Cashback | ₹499 + GST, 5% cashback on online spends up to ₹1,500/month |
| Bank of Baroda Etihad Guest Credit Card | ₹2,500 + GST | Air Miles | ₹2,500 + GST, 3 Miles/₹100 on Etihad Airways spends |
| BOBCARD ETERNA Credit Card | ₹2,499 + GST | Reward Points | ₹2,499 + GST, premium 3.75% reward rate on travel/dining/international spends |
| IRCTC RuPay BOBCARD Credit Card | ₹500 + GST | Reward Points | ₹500 joining/₹350 renewal, RuPay co-brand for IRCTC/rail travellers |
| HPCL ENERGIE BOBCARD Credit Card | ₹499 + GST | Reward Points, Cashback | ₹499 + GST, fuel co-brand with HPCL |
Representative Bank of Baroda Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Bank of Baroda Gift Card Virtual Variant | Not Available | — | Shopping |
| Bank of Baroda Mastercard World Debit Card | Lifetime Free | Instant Discounts, Merchant Vouchers | Travel, premium (prepaid/stored value) |
| Bank of Baroda MasterCard Classic Debit Card | ₹100 + GST | — | Shopping, utilities |
| Bank of Baroda Gift Card (Physical Variant) | Not Available | — | Shopping, dining, travel |
| Bank of Baroda EaseMyTrip Debit Card | ₹599 + GST | Instant Discounts, Merchant Vouchers | Travel, shopping cashback |
| Bank of Baroda inSIGHT Braille Debit Card | ₹300 + GST | Instant Discounts, Merchant Vouchers | Travel, international spends, premium |
| Bank of Baroda MasterCard Platinum Debit Card | ₹300 + GST | — | Premium, travel, shopping |
How to Choose
Bank of Baroda's lineup spans credit, debit, and prepaid products
This 44-card lineup mixes 23 BOBCARD credit cards (from the entry-level CASHBACK and IRCTC RuPay co-brand to premium Eterna and defense/institutional variants), various debit card tiers (MasterCard Classic, Platinum, World), and gift/reloadable prepaid cards - narrow down by card type first before comparing fees.
Credit cards range from cashback entry cards to premium travel co-brands
Bank of Baroda CASHBACK Credit Card (₹499 + GST joining/renewal) gives 5% cashback on online spends up to ₹1,500/month; the Etihad Guest Credit Card (₹2,500 + GST) earns 3 Miles per ₹100 on Etihad Airways spends for frequent flyers; BOBCARD Eterna (₹2,499 + GST) is the premium tier with a 3.75% reward rate on travel, dining, and international spends; and co-brand/niche cards like the IRCTC RuPay BOBCARD (₹500 joining, ₹350 renewal) and HPCL ENERGIE BOBCARD (₹499 + GST) target rail travellers and fuel spenders respectively.
Debit card fees scale with tier
Bank of Baroda MasterCard Classic Debit Card (₹100 + GST joining, ₹200 + GST renewal) sits at the entry tier; Platinum (₹300 + GST) and inSIGHT Braille (₹300 + GST) step up; MasterCard World Debit Card is zero fee with Prepaid & Stored Value Benefits.
Gift cards have their own minimal fee structure
Bank of Baroda Gift Card Physical Variant charges ₹50 + GST at joining with no renewal fee; the Virtual Variant is entirely zero fee.