Bank of Baroda
Benefits & Features
Welcome Offer
500 bonus reward points on ₹5,000 spend in 60 days, redeemable for ₹125 cashback.
Rewards Rate
Earn 10 points per ₹100 on Travel, Dining, International, Online (capped 2k points/cycle); 2 points per ₹100 on others.
Reward Type
Reward Points
Reward Redemption
Redeem points for cashback (1 pt = ₹0.25), flights, hotels, shopping, products, and gift vouchers.
Domestic Lounge Access
1 complimentary domestic airport lounge visit per quarter (subject to ₹20,000 spend quarterly from Jan 2025).
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Personal Accidental Death Cover: ₹50 Lakhs (Air) and ₹10 Lakhs (Non-Air). Zero Liability on lost card.
Movie
Not Applicable
Dining
5X Rewards (10 points per ₹100) on dining spends and culinary offers.
Travel Benefits
1 complimentary domestic airport lounge visit quarterly. Earn 5X rewards (10 points/₹100) on travel spends.
What matters, explained clearly
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