Bank of Baroda inSIGHT Braille Debit Card – Benefits, Fees & Eligibility

Introduction

The bob inSIGHT Braille Debit Card, issued by Bank of Baroda, is a specialized RuPay Platinum variant designed to enhance accessibility for visually impaired customers. It features raised Braille dots displaying "BOB" for easy identification, a rounded notch for correct orientation, and glossy Spot-UV textures for tactile recognition, ensuring a seamless and convenient banking experience. This card facilitates both domestic and international transactions and includes a Personal Accident Insurance cover of up to Rs. 2 Lakh.

Transaction Limits & Usage

• Daily ATM Withdrawal Limit: Rs. 50,000
• Daily POS/E-commerce Transaction Limit: Up to Rs. 1,00,000
• International Usage: The card can be used for domestic as well as international transactions at ATM/POS terminals displaying Discover, Diners Club International, or Pulse logos.
• E-commerce Transactions: Accepted wherever RuPay Cards are accepted.
• Secured Transactions: Features PIN & CVD2 for online transactions.
• Domestic Acceptance: Acceptable at all NFS ATMs and RuPay POS across India.
• Contactless Transactions: Up to Rs. 5,000 can be done without a PIN at POS.
• Prepaid Wallet Contactless Transactions Limits:
  • Maximum per transaction limit for money add transaction: Rs. 500
  • Maximum daily limit for money add transaction: Rs. 2,000
  • Number of money add transactions allowed per day: 4
  • Maximum balance in card (stored value) at any point: Rs. 2,000
  • Maximum per transaction limit for Retail: Rs. 500
  • Maximum per transaction limit for Transit: Rs. 2,000
  • Maximum daily limit for card for number of offline purchase transactions: 20

Fees and Charges

• Issuance Fees: Rs. 300 + Taxes
• Annual Fees: First year free, and Rs. 300 + Taxes from the second year onwards
• Re-Issuance Fees: Rs. 200 + Taxes

Rewards & Offers

• Personal Accident Insurance Cover: Up to Rs. 2 Lakh for Accidental Death or Permanent Total Disability.
  • Insurance Eligibility: Cardholder needs to perform a minimum of one successful RuPay Card induced financial transaction at any POS/Ecom (on us or off us) within 30 days prior to the date of accident, including the accident date, to be eligible for coverage. This facility is managed by RuPay.
• Exclusive Offers: Access to exclusive offers from partner merchants.
• Complimentary Benefits: Additional complimentary benefits are available.
• Airport Lounge Access: The complimentary Airport Lounge Access facility offered on your RuPay Platinum Debit Card will be discontinued effective April 1, 2026.

Account & Eligibility Criteria

• Eligibility: All visually impaired customers maintaining a savings account under eligible scheme codes with mode of operation "SELF". For more information, customers should contact their nearest branch.
• Documents Required: Debit Card Application Form.

Important Product Details

• Card Variant: RuPay Platinum.
• Positive Highlights:
  • Specially designed for visually impaired individuals with Braille dots, a rounded notch, and tactile textures for easy identification and orientation.
  • Supports both domestic and international transactions.
  • Includes a Personal Accident Insurance cover of up to Rs. 2 Lakh.
  • Offers exclusive deals from partner merchants.
  • Enables contactless transactions up to Rs. 5,000 without a PIN.
  • Secured with PIN & CVD2 for online transactions.
• Negative Highlights:
  • Annual fees apply from the second year onwards.
  • Complimentary Airport Lounge Access will be discontinued from April 1, 2026.

Other Details

• Terms & Conditions: The features offered with this card variant are subject to the Terms and Conditions provided along with the Welcome-Kit, and the bank reserves the right to modify or withdraw these offers at its discretion.
• Audio Guide: Available for steps to generate Green PIN, important terms and conditions related to the Debit Card, and how to enable the debit card for online/contactless/international transactions.
• The bank may use the services of agents in sales/marketing etc. of its various products, and these agents may call customers to increase digital awareness and adoption.
• Information regarding the bank's cookie policy, privacy policy, and terms & conditions is available.