Best Utilities Credit Cards

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Not Applicable

Joining Fee:

₹499 + Taxes

Renewal Fee:

₹499 + Taxes

Rewards Type:

Reward Points

Joining Fee:

₹499 + GST

Renewal Fee:

₹499 + GST

Rewards Type:

Cashback

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

Rs. 250 + GST

Renewal Fee:

Rs. 250 + GST

Rewards Type:

Cashback

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Rewards Type:

Cashback

Joining Fee:

INR 749 + GST

Renewal Fee:

INR 749 + GST from the second year onwards

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Rs. 350 + GST

Rewards Type:

Cashback

Joining Fee:

₹999 + applicable taxes (approximately ₹1,179 including GST)

Renewal Fee:

₹999 + applicable taxes (approximately ₹1,179 including GST)

Rewards Type:

Reward Points

Joining Fee:

₹499 + GST

Renewal Fee:

₹499 + GST

Rewards Type:

Reward Points

Joining Fee:

₹1,499 + Taxes

Renewal Fee:

₹1,499 + Taxes

Rewards Type:

Reward Points

Joining Fee:

₹2,999 + Taxes

Renewal Fee:

₹2,999 + Taxes

Rewards Type:

Reward Points

Joining Fee:

₹ 2,999 + taxes

Renewal Fee:

₹ 2,999 + taxes from the second year onwards

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

Rs. 999 + GST

Renewal Fee:

Rs. 999 + GST

Rewards Type:

Cashback and Reward Points

Joining Fee:

Nil

Renewal Fee:

Nil for the first four years from the card issuance date. Rs 500 from the fifth year onwards.

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

Rs. 199 + applicable taxes (GST)

Renewal Fee:

Rs. 199 + applicable taxes (GST)

Rewards Type:

Cashback

Joining Fee:

Rs. 1,499 + GST (or applicable taxes)

Renewal Fee:

Rs. 1,499 + GST (or applicable taxes)

Rewards Type:

Cashback

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

INR 750 + GST

Renewal Fee:

INR 750 + GST

Rewards Type:

Cashback & Reward Points

Joining Fee:

Rs. 1,000 + GST for Primary Card.

Renewal Fee:

Rs. 1,000 + GST for Primary Card.

Rewards Type:

Cashback

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Rewards Type:

Reward Points & Cashback

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Rewards Type:

Reward Points

Joining Fee:

₹499 + GST

Renewal Fee:

₹499 + GST

Rewards Type:

Cashback

Joining Fee:

Rs. 500 + GST.

Renewal Fee:

Rs. 500 + GST.

Rewards Type:

Cashback

Joining Fee:

Rs. 1,000 + GST

Renewal Fee:

Rs. 1,000 + GST

Rewards Type:

Reward Points

Joining Fee:

₹500 + Applicable Taxes / GST

Renewal Fee:

₹500 + Applicable Taxes / GST

Rewards Type:

Cashback

Joining Fee:

Rs. 500 plus applicable taxes.

Renewal Fee:

Rs. 500 plus applicable taxes.

Rewards Type:

CashPoints

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Rewards Type:

Reward Points

Joining Fee:

Rs. 1,000 (plus applicable taxes/GST)

Renewal Fee:

Rs. 1,000 (plus applicable taxes/GST)

Rewards Type:

Cashback

Joining Fee:

₹1,000 + GST

Renewal Fee:

₹1,000 + GST

Rewards Type:

Reward Points

Joining Fee:

₹5,000 + GST

Renewal Fee:

₹5,000 + GST

Rewards Type:

Reward Points

Joining Fee:

Nil

Renewal Fee:

Rs. 499 + GST

Rewards Type:

Reward Points & Cashback

Joining Fee:

₹750 + GST

Renewal Fee:

₹750 + GST

Rewards Type:

Reward Points

Joining Fee:

DBS Spark5: ₹499 + GST; Spark10: ₹999; Spark20: ₹1,499

Renewal Fee:

DBS Spark5: ₹499 + GST; Spark10: ₹999; Spark20: ₹1,499

Rewards Type:

Reward Points

Joining Fee:

₹499 + GST

Renewal Fee:

₹499 + GST

Rewards Type:

Reward Points

Joining Fee:

Monthly fee of Rs. 50 + GST

Renewal Fee:

Rs. 50 + GST (per month)

Rewards Type:

Reward Points & Cashback

Joining Fee:

Nil

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

₹499 + GST

Renewal Fee:

₹499 + GST

Rewards Type:

Reward Points

Joining Fee:

₹199 + applicable taxes

Renewal Fee:

Nil

Rewards Type:

Reward Points

Joining Fee:

₹499 + applicable taxes (or GST)

Renewal Fee:

₹499 + applicable taxes (or GST)

Rewards Type:

Reward Points and Cashback

Joining Fee:

₹299 + applicable taxes (GST)

Renewal Fee:

₹299 + applicable taxes (GST)

Rewards Type:

Cashback

Joining Fee:

Rs. 750 + GST

Renewal Fee:

Rs. 750 + GST

Rewards Type:

Reward Points

Joining Fee:

₹199 + GST

Renewal Fee:

₹199 + GST (from the 2nd year onwards)

Rewards Type:

Reward Points

Joining Fee:

₹999 + GST

Renewal Fee:

₹999 + GST

Rewards Type:

Reward Points

Joining Fee:

₹2,500 + GST

Renewal Fee:

₹2,500 + GST

Rewards Type:

Reward Points

Joining Fee:

₹500 + GST

Renewal Fee:

₹500 + GST

Rewards Type:

Reward Points

Joining Fee:

₹99 + Applicable Taxes (as a Festive Season Offer). The standard fee is Rs. 250 + applicable taxes.

Renewal Fee:

₹99 + Applicable Taxes (as a Festive Season Offer). The standard fee is Rs. 250 + applicable taxes.

Rewards Type:

Cashback

Joining Fee:

₹99 + Applicable Taxes (Festive Season Offer)

Renewal Fee:

₹99 + Applicable Taxes

Rewards Type:

Cashback

Joining Fee:

₹500 plus applicable taxes (GST)

Renewal Fee:

₹500 plus applicable taxes (GST)

Rewards Type:

Fuel Points

Joining Fee:

Rs. 500 + applicable taxes.

Renewal Fee:

Rs. 500 + applicable taxes.

Rewards Type:

Reward Points

Joining Fee:

Rs. 2,500 + GST.

Renewal Fee:

Rs. 1,499 + GST.

Rewards Type:

Reward Points

Joining Fee:

Rs. 500 + GST

Renewal Fee:

Rs. 500 + GST

Rewards Type:

Reward Points