Bank of Baroda EaseMyTrip Debit Card – Benefits, Fees & Eligibility

Introduction

The Bank of Baroda EaseMyTrip Debit Card is a co-branded debit card designed in partnership with EaseMyTrip, positioning itself as a premium offering for travelers. It aims to provide unmatched convenience and exceptional offers, primarily focusing on travel-related discounts. Key differentiating benefits include instant discounts on domestic and international flights and hotels, complimentary domestic and international airport lounge access, and annual subscriptions to popular OTT platforms and music streaming services.

Fees

• Issuance Fee: INR 599 + Taxes
• Annual Fee: INR 599 + Taxes
• Charges for using the Bank of Baroda debit card: These are subject to change from time to time with prior notification to cardholders.
• Fresh Debit Card in lieu of lost/damaged card: Charges apply, details available on the bank's service charges page.

Rewards

Travel Benefits

• Domestic Flight Bookings: 10% instant discount, maximum up to INR 1,000, with no Minimum Order Value.
• International Flight Bookings: 10% instant discount, maximum up to INR 5,000, with no Minimum Order Value.
• Domestic Hotel Bookings: 15% instant discount, maximum up to INR 5,000, with no Minimum Order Value.
• International Hotel Bookings: 15% instant discount, maximum up to INR 10,000, with no Minimum Order Value.
• Bus Bookings: 10% instant discount, maximum up to INR 250, with no Minimum Order Value.
• Spree Hotels: 25% instant discount, maximum up to INR 5,000.
• Yolo Bus Booking: 15% instant discount, maximum up to INR 300.
• Airport Transfer/Outstation Cab: 10% instant discount, maximum up to INR 1,000.
• Activity Booking: 10% instant discount, maximum up to INR 1,000.
• Concierge Services: 24x7 concierge services to manage flight bookings, table reservations, gift deliveries, and more.
• To avail travel-related discounts and benefits, visit EaseMyTrip.

Entertainment & Lifestyle

• OTT Benefits: Annual membership to Amazon Prime or Zee5 or SonyLiv (anyone per annum).
• Gaana+: 12-month complimentary subscription to Gaana Plus Pack (per annum).
• Bookmyshow: Flat INR 250 off on the purchase of 2 movie/non-movie tickets once per quarter.

Shopping

• Shopping Vouchers: Big Basket or Blinkit, and Flipkart voucher worth INR 250 once per quarter.

Lounge Access

• Domestic Airport Lounge Access: Complimentary access (2 per quarter).
• International Airport Lounge Access: Complimentary access (2 per annum).
• For a list of eligible lounges, visit www.rupay.co.in/lounges.

Insurance

• Personal Accident and Permanent Disability Cover: Up to INR 10 Lacs.
• Air Accident Insurance: Up to INR 50 Lacs.
• Eligibility for Insurance Coverage: Cardholder needs to perform a minimum of one successful RuPay Card induced financial transaction at any POS/Ecom (on us or off us) within 30 days prior to the date of accident, including the accident date, to be eligible for coverage. The insurance facility is managed by RuPay.
• Accidental Death and Total Disability Insurance: Provided by NPCI for RuPay Premium Cards (Platinum and Select).
  • RuPay Platinum: Sum insured INR 2 Lacs.
  • RuPay Select: Sum insured INR 10 Lacs.

Card Usage Limits & Features

• Maximum Cash Withdrawal Limit: INR 50,000 per day.
• Maximum POS/Ecom Limit: INR 1,00,000 per day.
• Contactless Transactions: Up to INR 5,000 can be done without a PIN at POS.
• Contactless and International Debit Cards: Can be set up for use with ADC channels to make payments abroad.
• Domestic E-mandates and Recurring Payments: Ability to process these.
• Instant PIN Generation: Customers can instantly generate a debit card PIN using the bob World app / bob World Internet / IVR / BOB ATM.
• Instant Payments: Performs instant payments at POS in contactless mode.
• Non-personalised Debit Cards: Issued after 24-48 working hours from the receipt of the non-personalised card.

Card Eligibility Criteria

• Existing Customers: Can apply via the Branch, the bob World app, or Internet Banking.
• New Customers: Can visit any Bank of Baroda branch for assistance.
• Account Types:
  • Individuals maintaining specific Savings accounts with operational instructions as "Self" or "Either or Survivor" or "Any one or Survivor".
  • Individuals maintaining specific Current accounts with mode of operation as Self; Sole Proprietor; Any One Partner; Any One Director; Chairman; Managing Director; Authorised Signatory.
  • Individuals maintaining specific CC accounts (RuPay BKCC cards to be issued).
  • Individuals maintaining specific OD accounts (RuPay Mudra cards to be issued).
• Eligibility Determination: Determined by the scheme code and mode of operation used to open the bank customer account.

Documents Required

• Debit Card Application Form.

Important Product Details

• Co-branded Travel Card: Designed for frequent travelers with significant discounts on flights, hotels, and other travel services via EaseMyTrip.
• Comprehensive Travel Discounts: Offers 10% on domestic/international flights and 15% on domestic/international hotels, along with discounts on buses, cabs, and activities.
• Complimentary Lounge Access: Provides 2 domestic lounge accesses per quarter and 2 international lounge accesses per annum.
• Valuable Lifestyle Benefits: Includes annual subscriptions to Amazon Prime/Zee5/SonyLiv, Gaana+, and quarterly shopping vouchers/movie ticket discounts.
• High Insurance Coverage: Offers personal accident and permanent disability cover up to INR 10 Lacs and air accident insurance up to INR 50 Lacs, subject to transaction conditions.
• Daily Transaction Limits: High daily cash withdrawal limit of INR 50,000 and POS/Ecom limit of INR 1,00,000.
• Fees: Comes with an issuance fee of INR 599 + Taxes and an annual fee of INR 599 + Taxes.
• Insurance Activation Clause: Eligibility for insurance coverage requires a financial transaction within 30 days prior to the accident date.
• Default Channel Settings: At issue/re-issue/renewal, cards are enabled only for contact-based usage (ATMs, POS) within India. Online/international/contactless transactions need to be enabled separately via BOB ATM/bob World App/bob World Internet/IVR.

Other Details

• Customer Service:
  • Toll-Free Number (Domestic): 1800 5700, 1800 5000
  • Toll-Free Number for Domestic Customers Calling From Abroad (24x7): +91 79-66296009
• Debit Card Activation: After receiving a debit card, the customer must create a green PIN using a BOB ATM, bob World App, bob World Internet, or by calling IVR. NRI customers receive a physical PIN and can activate the card with an ATM withdrawal.
• Debit Card Usage: A debit card is a multipurpose card for ATM, POS, online, and contactless transactions. An ATM card is only for ATM transactions.
• Linking Multiple Accounts: A maximum of 9 accounts held in the same name and same capacity can be linked to a Debit Card by submitting a request to the base branch.
• Debit Card Blocking:
  • Soft Blocking: After 3 attempts of wrong PIN in a day (within 24 hours), the debit card will be blocked for the next 24 hours.
  • Hard Blocking: After 12 attempts of wrong PIN in a month, the debit card will be blocked permanently.
• Hotlisting (Blocking) a Debit Card: Can be done via Contact Centre (18005700), bob World App (Mobile Banking), WhatsApp Banking (8433 888 777), bob World Internet (Net Banking), or by visiting the nearest Bank of Baroda branch.
• Enabling Transaction Channels/Setting Limits: At issue/re-issue/renewal, all debit cards are enabled only for contact-based usage (ATMs and POS) within India. To enable other transaction channels and set transaction limits, log in to bob World (Mobile Banking) or bob World Internet (Internet Banking) or visit a BOB ATM or call IVR 1800 5700. The first transaction should be on a BOB ATM or Green PIN generation through these channels before attempting online transactions. International usage/contactless facility can only be enabled for International/Contactless Debit Card variants.
• Debit Card Non-Renewal Consent: To opt out of renewal, block the card via Branch/IVR (1800 5700)/bob World app/bob World Internet at least one month prior to the card renewal month. Not blocking the card will be taken as consent for renewal.
• General Terms & Conditions: The features offered are subject to Terms and Conditions (provided with the Welcome-Kit), and the bank reserves the right to modify or withdraw these offers at its discretion.
• Agent Services: The Bank may use the services of agents in sales/marketing etc. of its various products. These agents may call customers to increase Digital awareness and Digital adoption.
• Offers: For exclusive and latest offers from partner merchants, visit www.rupay.co.in/rupay-offers.
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