Question 1

1. Does the Tiara Credit Card come with any joining or annual charges?

Accepted Answer

No, the Tiara Credit Card comes with a joining and annual fee of ₹2,499 + GST. However, the joining fee can be waived by spending ₹25,000 in the first 60 days of card issuance, and the annual fee can be waived by spending ₹2.5 lakh in a year.

Question 2

2. What is the spending requirement for airport lounge access with the Tiara Credit Card?

Accepted Answer

Cardholders need to spend ₹40,000 in the previous quarter to be eligible for unlimited airport lounge access with the Tiara Credit Card, effective from 1st January 2025.

Question 3

3. How much annual income do I need to be eligible for the Tiara Credit Card?

Accepted Answer

To qualify for the Tiara Credit Card, you must have an annual income of ₹7.2 lakh or more.

Question 4

4. What are the welcome benefits offered by the Tiara Credit Card?

Accepted Answer

The Tiara Credit Card provides complimentary annual memberships for the primary cardholder to Amazon Prime/Disney Hotstar, Gaana Plus, and Swiggy, offering free delivery and discounts on food for 3 months.

Question 5

5. How do I earn reward points with the Tiara Credit Card?

Accepted Answer

You earn 15 Reward Points per ₹100 on Travel, Dining, and International spends, capped at 5,000 points per statement cycle. For other eligible spends, you earn 3 Reward Points per ₹100. Fuel transactions do not earn reward points.

Question 6

6. Can I redeem my reward points from the Tiara Credit Card?

Accepted Answer

Yes, reward points from the Tiara Credit Card can be redeemed for discounts and offers. The value of 1 Reward Point is ₹0.25.

Question 7

7. What are the quarterly discounts offered by the Tiara Credit Card?

Accepted Answer

The Tiara Credit Card offers ₹500 off on Myntra, Nykaa, and Flipkart (total savings of ₹2,000 per quarter), ₹250 off on BigBasket, and ₹1,500 off at Lakmē Salon.

BOBCARD Tiara Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

Similar Cards

More from Bank of Baroda

Comments & Reviews

Share your thoughts