What are the joining and renewal fees for the BOBCARD Tiara Credit Card?

The BOBCARD Tiara has a joining fee of ₹2,499 + GST and a renewal fee of ₹2,499 + GST, both of which can be waived based on spending.

How can I get a waiver on the fees for my BOBCARD Tiara?

The joining fee for the BOBCARD Tiara can be waived by spending ₹25,000 in the first 60 days. The annual fee is waived by spending ₹2,50,000 in an anniversary year.

What is the reward rate on the BOBCARD Tiara Credit Card?

The BOBCARD Tiara offers 15 Reward Points per ₹100 on dining, travel, and international spends (5X accelerated rewards) and 3 Reward Points per ₹100 on all other eligible purchases.

How can I redeem the Reward Points earned with the BOBCARD Tiara?

All accumulated Reward Points on your BOBCARD Tiara can be redeemed for cashback, where 1 Reward Point is equivalent to ₹0.25.

Does the BOBCARD Tiara Credit Card offer lounge access?

Yes, the BOBCARD Tiara offers unlimited domestic airport lounge access. However, from January 1, 2025, it will be conditional on spending ₹40,000 in the preceding quarter. It does not offer international lounge access.

What is the foreign currency markup charge on the BOBCARD Tiara?

The BOBCARD Tiara Credit Card features a reduced foreign currency markup of 2% on all international spends, making it competitive for overseas transactions.

Can I use my BOBCARD Tiara Credit Card for UPI transactions?

Yes, the BOBCARD Tiara can be linked to popular UPI apps like BHIM, Google Pay, Paytm, and PhonePe for convenient everyday mobile payments.

What are the eligibility criteria to apply for the BOBCARD Tiara Credit Card?

Applicants for the BOBCARD Tiara must be Indian Residents, aged 21-60 (salaried) or 21-65 (self-employed), with a minimum annual income of ₹7.2 Lakh.

Are there any insurance benefits with the BOBCARD Tiara Credit Card?

The BOBCARD Tiara provides Zero Liability protection on a lost card, provided the loss is reported immediately to prevent fraudulent transactions.

Bank of Baroda

BOBCARD Tiara Credit Card

Q: What are the key welcome benefits of the BOBCARD Tiara Credit Card?

The BOBCARD Tiara offers complimentary memberships like Swiggy One, Fitpass Pro, Amazon Prime/Jio Hotstar, and a special Women's Health Package as welcome benefits.

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Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Free Swiggy One, Fitpass Pro, Amazon Prime/Jio Hotstar memberships, plus a women's health package.

Rewards Rate

Earn 15 Reward Points per ₹100 on Dining, Travel & International; 3 RP per ₹100 on other spends.

Reward Type

Reward Points

Reward Redemption

All accumulated Reward Points can be redeemed for cashback, where 1 Reward Point = ₹0.25.

Domestic Lounge Access

Unlimited domestic airport lounge access, conditional on ₹40,000 spend from Jan 1, 2025.

International Lounge Access

No international airport lounge access is provided with this card.

Premium Benefits

Not Applicable

Insurance Coverage

Zero Liability cover on lost card upon immediate reporting of the loss.

Movie

Flat ₹250 off on a minimum purchase of 2 movie/non-movie tickets with BookMyShow, quarterly.

Dining

Earn 15 RP/₹100 on dining, plus unlimited free deliveries with Swiggy One membership.

Travel Benefits

Accelerated 5X Reward Points on travel, 2% Forex markup, and unlimited domestic lounge access.

What matters, explained clearly

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Frequently Asked Questions

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