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From the CardsWala Desk

Explore blogs like "Project Nexus: Using Your Indian Credit Card & UPI in Singapore and Malaysia (2026 Guide)", "The 30-Day OTP Rule: Why Your New Credit Card Might Be Cancelled", "The Death of the Credit Card Debt Trap: How 2026 RBI Rules Protect Your Balance", and 57 more.

Showing 60 of 60 articles.
A smartphone showing an OTP notification next to an unactivated credit card and a 30-day calendar, symbolizing the RBI activation rule.

The 30-Day OTP Rule: Why Your New Credit Card Might Be Cancelled

Banking
Did you just get a new credit card? Don't let it sit unopened! Learn about the RBI's 30-day activation mandate, how the OTP consent rule works, and why letting your card get cancelled can hurt your credit score.
#Credit Cards#RBI#Banking Rules#Credit Score#Financial Literacy#India

CardsWala Crew

February 24, 2026

The premium PNB Luxura Metal Credit Card displayed with the Visa Infinite logo, highlighting features like Zero Forex Markup and airport lounge access.

The New Gold Standard: PNB Launches Luxura Metal Credit Card on Visa Infinite

Cards
PNB has launched the Luxura Metal Credit Card on the Visa Infinite platform. This premium metal card offers Zero Forex Markup, unlimited lounge access, and 3X rewards on dining and travel. Check out the full review of fees, eligibility, and benefits.
#Credit Cards#PNB#Visa Infinite#Metal Card#Travel#Luxury#Zero Forex#India

CardsWala Crew

February 19, 2026

A magnifying glass focusing on a credit card lying on top of Income Tax documents, symbolizing increased scrutiny and new rules.

Heads Up, Credit Card Users! 5 New Tax Rules for 2026

Tax & Legal
The Income-tax Department has released draft rules for 2026 affecting credit card users. From mandatory PAN for applications to stricter reporting on high-value transactions (₹1 lakh cash/₹10 lakh digital), here are the 5 key changes starting April 1, 2026.
#Income Tax#Credit Cards#Financial Literacy#Money Management#PAN Card#India

CardsWala Crew

February 17, 2026

A farmer standing in a lush field looking at a smartphone with a tractor in the background, representing the modernization of the Kisan Credit Card scheme.

RBI is Fixing the Kisan Credit Card: 5 Big Changes Coming to Your Farm Loan

Banking
The RBI has released draft directions to revamp the Kisan Credit Card (KCC) scheme. Proposed changes include a unified framework for banks, a 6-year loan tenure, and allowing funds for smart farming tech. Here is a breakdown of the 5 updates every farmer needs to know.
#Kisan Credit Card#RBI#Agriculture Loans#Farm Finance#Financial Inclusion#India

CardsWala Crew

February 16, 2026

The refreshed Axis Bank Burgundy Debit Card displayed with icons representing international lounge access, higher reward points, and increased transaction limits.

Axis Bank Burgundy Debit Card Revaluation

Cards
Axis Bank has revamped the Burgundy Debit Card with significant upgrades, including 4 international lounge visits, guest access for domestic lounges, and doubled reward points on domestic spends. This guide breaks down the new benefits and increased transaction limits.
#Debit Cards#Axis Bank#Rewards & Benefits#Banking#Travel#India

CardsWala Crew

December 4, 2025

A selection of secured credit cards from SBI, IDFC, Axis, ICICI, and Kotak displayed against a rising credit score graph, symbolizing financial recovery.

Got a Low CIBIL Score? Here are 5 Credit Cards That Are Actually Within Reach!

Credit & CIBIL
Struggling to get approved due to a low credit score? Discover the top 5 secured credit cards in India backed by Fixed Deposits—including options from SBI, IDFC, and Kotak—that help you rebuild your credit history with ease.
#CIBIL Score#Secured Credit Cards#Building Credit#Credit Cards#Financial Health#India

CardsWala Crew

December 2, 2025

The RBL Bank LUMIÈRE and NOVA metal credit cards displayed side-by-side, showcasing their premium design and luxury features.

RBL Bank Just Dropped Two New Metal Credit Cards – And They're Seriously Luxe!

Cards
RBL Bank has launched two new premium metal credit cards: the invite-only LUMIÈRE with unlimited lounge access and the NOVA card offering 6% value back on travel. This review covers their exclusive benefits, annual fees, and who these luxury cards are built for.
#Credit Cards#Rewards & Benefits#RBL Bank#Travel#Luxury#India

CardsWala Crew

November 30, 2025