From the CardsWala Desk

Confused between credit cards and debit cards for everyday spending? Discover the pros, cons, and a smart hybrid approach to manage money wisely.

Should you pay your credit card bill in full or stick to the minimum payment? Discover the pros, cons, and long-term impact of each approach.

Credit cards in India are surrounded by myths about CIBIL scores, minimum payments, and safety. Here are the most common myths busted with facts.

Your CIBIL score plays a vital role in loan and credit card approvals. This complete guide for Indian consumers covers practical steps to improve your score-from timely payments and credit utilization to checking reports for errors.

Choosing your first credit card in India is key to building your CIBIL score. Prioritize low-fee cards that match your spending, always pay dues on time, and keep utilization low.

Unlock financial savvy by mastering your credit card statement. This guide breaks down each section, explains key terms, and offers a checklist to help you manage spending, avoid interest, and protect against fraud in India.

This guide demystifies 7 common credit card fees in India, such as annual fees, interest charges, and foreign transaction fees. Learn actionable strategies to avoid these costs and become a smart, financially savvy credit card user.

This guide delves into the world of credit card rewards, explaining cashback, reward points, and air miles, and how Indian consumers can strategically choose and maximize them. Learn to turn everyday spending into tangible benefits while managing your finances responsibly.

This blog post demystifies the Credit Utilization Ratio (CUR), explaining its calculation and profound impact on your CIBIL score. Learn practical strategies to manage your CUR effectively and build a robust financial profile.