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From the CardsWala Desk

12 of 60 posts shown
Showing 12 of 60 articles.
A smartphone scanning a PayNow or DuitNow QR code with an Indian UPI app, featuring the skylines of Singapore and Malaysia in the background to symbolize cross-border payments.Banking

Project Nexus: Using Your Indian Credit Card & UPI in Singapore and Malaysia (2026 Guide)

Planning a trip to Singapore or Malaysia? Discover how Project Nexus enables seamless cross-border payments using Indian credit cards and UPI. Learn how to activate UPI International and pay via PayNow and DuitNow QR codes for hassle-free travel.

#UPI#Credit Cards#Project Nexus
5 min read
A smartphone showing an OTP notification next to an unactivated credit card and a 30-day calendar, symbolizing the RBI activation rule.Banking

The 30-Day OTP Rule: Why Your New Credit Card Might Be Cancelled

Did you just get a new credit card? Don't let it sit unopened! Learn about the RBI's 30-day activation mandate, how the OTP consent rule works, and why letting your card get cancelled can hurt your credit score.

#Credit Cards#RBI#Banking Rules
5 min read
A protective shield stopping a snowballing credit card debt graph, symbolizing the new 2026 RBI regulations against negative amortization.Banking

The Death of the Credit Card Debt Trap: How 2026 RBI Rules Protect Your Balance

Discover how the new 2026 RBI rules protect you from the credit card debt trap. Learn about the ban on negative amortization, changes to the Minimum Amount Due, and the mandatory 3-day grace period for late payments.

#Credit Cards#RBI#Debt Management
5 min read
The premium PNB Luxura Metal Credit Card displayed with the Visa Infinite logo, highlighting features like Zero Forex Markup and airport lounge access.Cards

The New Gold Standard: PNB Launches Luxura Metal Credit Card on Visa Infinite

PNB has launched the Luxura Metal Credit Card on the Visa Infinite platform. This premium metal card offers Zero Forex Markup, unlimited lounge access, and 3X rewards on dining and travel. Check out the full review of fees, eligibility, and benefits.

#Credit Cards#PNB#Visa Infinite
5 min read
The new Tripura Gramin Bank RuPay Credit Card displayed with the PNB logo, highlighting its UPI compatibility and scan-and-pay feature.Cards

Tripura Just Made Banking History! Here’s the Lowdown on TGB’s New RuPay Credit Card

Tripura Gramin Bank has made history by launching a co-branded RuPay Credit Card with PNB, offering UPI linkage and airport lounge access. This guide breaks down the key benefits, including zero-cost potential, fuel surcharge waivers, and how to apply at TGB branches.

#Tripura Gramin Bank#RuPay#Credit Cards
5 min read
A magnifying glass focusing on a credit card lying on top of Income Tax documents, symbolizing increased scrutiny and new rules.Tax & Legal

Heads Up, Credit Card Users! 5 New Tax Rules for 2026

The Income-tax Department has released draft rules for 2026 affecting credit card users. From mandatory PAN for applications to stricter reporting on high-value transactions (₹1 lakh cash/₹10 lakh digital), here are the 5 key changes starting April 1, 2026.

#Income Tax#Credit Cards#Financial Literacy
5 min read
A farmer standing in a lush field looking at a smartphone with a tractor in the background, representing the modernization of the Kisan Credit Card scheme.Banking

RBI is Fixing the Kisan Credit Card: 5 Big Changes Coming to Your Farm Loan

The RBI has released draft directions to revamp the Kisan Credit Card (KCC) scheme. Proposed changes include a unified framework for banks, a 6-year loan tenure, and allowing funds for smart farming tech. Here is a breakdown of the 5 updates every farmer needs to know.

#Kisan Credit Card#RBI#Agriculture Loans
5 min read
A smartphone screen displaying the IndiGo 'Plan B' option for a full refund next to a departure board showing cancelled flights.Money Tips

Flight Cancelled? Your Simple Guide to Claiming a Full IndiGo Refund (The 'Plan B' Method)

Flight cancelled or delayed? Don't panic. This guide explains how to use IndiGo's 'Plan B' tool to claim a full refund or reschedule for free, including specific steps for cash and non-cash bookings.

#Travel#Flight Refund#IndiGo
5 min read
The refreshed Axis Bank Burgundy Debit Card displayed with icons representing international lounge access, higher reward points, and increased transaction limits.Cards

Axis Bank Burgundy Debit Card Revaluation

Axis Bank has revamped the Burgundy Debit Card with significant upgrades, including 4 international lounge visits, guest access for domestic lounges, and doubled reward points on domestic spends. This guide breaks down the new benefits and increased transaction limits.

#Debit Cards#Axis Bank#Rewards & Benefits
5 min read
A selection of secured credit cards from SBI, IDFC, Axis, ICICI, and Kotak displayed against a rising credit score graph, symbolizing financial recovery.Credit & CIBIL

Got a Low CIBIL Score? Here are 5 Credit Cards That Are Actually Within Reach!

Struggling to get approved due to a low credit score? Discover the top 5 secured credit cards in India backed by Fixed Deposits—including options from SBI, IDFC, and Kotak—that help you rebuild your credit history with ease.

#CIBIL Score#Secured Credit Cards#Building Credit
5 min read
The RBL Bank LUMIÈRE and NOVA metal credit cards displayed side-by-side, showcasing their premium design and luxury features.Cards

RBL Bank Just Dropped Two New Metal Credit Cards – And They're Seriously Luxe!

RBL Bank has launched two new premium metal credit cards: the invite-only LUMIÈRE with unlimited lounge access and the NOVA card offering 6% value back on travel. This review covers their exclusive benefits, annual fees, and who these luxury cards are built for.

#Credit Cards#Rewards & Benefits#RBL Bank
5 min read
A laptop screen showing an online shopping cart with a credit card and a rising graph, symbolizing the record-breaking digital spending in September.Cards

Credit Card Bills Hit a New Record! Why September's Spending Spree Was All About Online Shopping

Credit card spending hit a record ₹2,167 billion in September, driven by a massive shift to online shopping and festive sales. This post analyzes the digital-first trend and highlights top-performing banks like SBI and ICICI.

#Credit Cards#Payment Methods#Spending Tips
5 min read