What are the joining and renewal fees for the BOBCARD ETERNA Credit Card?

The joining and renewal fees for the BOBCARD ETERNA Credit Card are both ₹2,499 + GST.

Can the joining and renewal fees for the BOBCARD ETERNA Card be waived?

Yes, the joining fee can be waived on spending ₹25,000 in the first 60 days, and the renewal fee on ₹2.5 Lakh annual spend.

What are the main welcome benefits of the BOBCARD ETERNA Credit Card?

Welcome benefits include a 6-month FITPASS Pro Membership and 10,000 bonus reward points on ₹50,000 spend.

What is the value of 1 Reward Point on the BOBCARD ETERNA Credit Card?

Each Reward Point earned on the BOBCARD ETERNA Credit Card is worth ₹0.25 when redeemed as cashback.

Does the BOBCARD ETERNA Credit Card offer domestic airport lounge access?

Yes, it offers unlimited complimentary domestic lounge access, subject to a minimum spend of ₹40,000 per quarter.

What are the foreign currency markup charges on the BOBCARD ETERNA Credit Card?

The BOBCARD ETERNA Credit Card has a low foreign currency markup of 2% on international transactions.

Are there any insurance benefits with the BOBCARD ETERNA Credit Card?

Yes, it includes a Personal Accidental Death Cover of ₹1 Crore for air accidents and ₹10 Lakhs for non-air accidents.

What are the eligibility criteria for applying for the BOBCARD ETERNA Credit Card?

Applicants must be Indian Residents, aged 21-65, with a net annual income of over ₹12 Lakh.

Can I use my BOBCARD ETERNA Credit Card for UPI transactions?

Yes, the BOBCARD ETERNA Credit Card is available on the RuPay network, allowing linkage to UPI apps for transactions.

Bank of Baroda

BOBCARD ETERNA Credit Card

TravelDiningInternational Spends

Last updated: 16 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Complimentary 6-months FITPASS Pro Membership & 10,000 bonus reward points on ₹50k spend.

Rewards Rate

Earn 15 RP per ₹100 on dining, travel, online shopping, movies & international spends (3.75% rate).

Reward Type

Reward Points

Reward Redemption

Redeem 1 RP = ₹0.25 as cashback, or for flights, hotels, movies, mobile recharge & shopping.

Domestic Lounge Access

Unlimited complimentary access to domestic airport lounges, subject to ₹40k spend/quarter.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Free Personal Accidental Death Cover: ₹1 Crore (air), ₹10 Lakhs (non-air accident).

Movie

Buy One Get One (BOGO) offer on movie tickets via District app, max ₹250/month discount.

Dining

Earn 15 Reward Points per ₹100 on dining; access to 250+ culinary deals via Mastercard Priceless.

Travel Benefits

Unlimited complimentary domestic lounge access (conditional); 15 RP per ₹100 on travel spends.

What matters, explained clearly

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Frequently Asked Questions

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