What are the main benefits of the HPCL ENERGIE BOBCARD Credit Card?

The HPCL ENERGIE BOBCARD Credit Card offers up to 5% savings on fuel, accelerated rewards on utilities and departmental stores, domestic lounge access, and movie discounts.

How much is the joining fee for the HPCL ENERGIE BOBCARD Credit Card?

The joining fee for the HPCL ENERGIE BOBCARD Credit Card is ₹499 + GST.

Can I get a waiver on the renewal fee for the HPCL ENERGIE BOBCARD Credit Card?

Yes, the renewal fee for the HPCL ENERGIE BOBCARD Credit Card can be waived on annual spends of ₹50,000 or more.

What are the fuel benefits offered by the HPCL ENERGIE BOBCARD Credit Card?

The HPCL ENERGIE BOBCARD Credit Card offers up to 5% savings on fuel at HPCL outlets and a 1% fuel surcharge waiver (capped at ₹100 per cycle).

Does the HPCL ENERGIE BOBCARD Credit Card offer lounge access?

Yes, the HPCL ENERGIE BOBCARD Credit Card provides 4 complimentary domestic airport lounge accesses per year for primary cardholders.

What is the reward rate on the HPCL ENERGIE BOBCARD Credit Card for non-fuel spends?

With the HPCL ENERGIE BOBCARD Credit Card, earn 10 Reward Points for every ₹150 spent on utility/departmental stores and 2 Reward Points on other categories.

How can I redeem reward points earned with the HPCL ENERGIE BOBCARD Credit Card?

Reward points from the HPCL ENERGIE BOBCARD Credit Card can be redeemed against products on the BOBCARD website or for cash at a rate of 1 Reward Point = ₹0.25.

Are there any movie benefits with the HPCL ENERGIE BOBCARD Credit Card?

Yes, the HPCL ENERGIE BOBCARD Credit Card offers 25% off up to ₹100 on movie tickets, twice a month, at partner platforms.

What are the foreign currency markup charges on the HPCL ENERGIE BOBCARD Credit Card?

The HPCL ENERGIE BOBCARD Credit Card has a foreign currency markup of 3.5% on all international transactions.

Who is eligible to apply for the HPCL ENERGIE BOBCARD Credit Card?

Indian residents aged 21-60 (salaried) or 24-65 (self-employed) with a minimum annual income of ₹3.60 Lakhs (salaried) or ₹4.80 Lakhs (self-employed) are eligible.

Bank of Baroda

HPCL ENERGIE BOBCARD Credit Card

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Last updated: 16 November 2025

Benefits & Features

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Welcome Offer

Receive 500 joining bonus reward points upon spending ₹5,000 or more within 60 days.

Rewards Rate

Up to 5% savings on fuel (24 RP per ₹150); 10 RP per ₹150 on utility/departmental stores.

Reward Type

Reward Points

Reward Redemption

Redeem points against products on BOBCARD website or for cash (1 Reward Point = ₹0.25).

Domestic Lounge Access

4 complimentary domestic airport lounge accesses per year (1 per calendar quarter).

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Get 25% off up to ₹100 on minimum 2 tickets per transaction at partner platforms, twice a month.

Dining

Not Applicable

Travel Benefits

4 complimentary domestic airport lounge accesses per year (1 per calendar quarter).

What matters, explained clearly

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Frequently Asked Questions

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