Visual representation of credit utilization ratio on a credit card, indicating its direct impact on CIBIL score and financial trustworthiness.
By CardsWala Crew
August 6, 2025
7 min read
Credit & CIBIL

What is Credit Utilization Ratio and Why Does It Matter for Your CIBIL Score?

This blog post demystifies the Credit Utilization Ratio (CUR), explaining its calculation and profound impact on your CIBIL score. Learn practical strategies to manage your CUR effectively and build a robust financial profile.
#CreditUtilization#CIBILScore#CreditCards#FinancialHealth#MoneyManagement#India

CardsWala Crew

Credit Card Expert & Financial Writer

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