Union Bank of India Credit Cards
Explore top cards like the Union Bank of India Divaa RuPay Credit Card, Union JCB Health Credit Card, Union JCB Wellness Credit Card, Union Platinum RuPay Credit Card, and 2 more.
Read our full Union Bank of India guide →
6 Cards Found
Union Bank of India Divaa RuPay Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
Union JCB Health Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
Union JCB Wellness Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
Union Platinum RuPay Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹299 + GST
Reward Type:
Reward Points, Cashback
Union Select RuPay Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points, Cashback
Union Uni Carbon Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points, Cashback
Union Bank of India Credit Cards
Union Bank of India offers 6 cards, mostly free or low fee at joining.
Start with a RuPay-network card (Divaa, Platinum, Select) if fee is the priority; JCB Health/Wellness step up in fee for premium/wellness-oriented benefits.
Union Bank of India Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Union Bank of India Divaa RuPay Credit Card | Free (1st year) | Reward Points | Travel, shopping, lifestyle |
| Union Platinum RuPay Credit Card | Free (1st year) | Reward Points, Cashback | Utilities, travel, dining |
| Union Select RuPay Credit Card | Free (1st year) | Reward Points, Cashback | Travel, shopping, utilities |
| Union JCB Health Credit Card | ₹499 + GST | Reward Points | Utilities, travel, premium |
| Union Uni Carbon Credit Card | ₹499 + GST | Reward Points, Cashback | Fuel |
| Union JCB Wellness Credit Card | ₹999 + GST | Reward Points | Premium, travel, dining |
How to Choose
Most Union Bank cards are free at joining, renewal fees vary
Union Platinum RuPay and Union Select RuPay both waive the joining fee but charge ₹299 + GST and ₹499 + GST respectively at renewal. Union JCB Health and Uni Carbon RuPay charge fees at both joining and renewal.
JCB co-brands lean health/wellness and premium
Union JCB Health Credit Card (₹499 + GST) and Union JCB Wellness Credit Card (₹999 + GST) are positioned around utilities/travel/premium spend at a higher fee than Union's RuPay-network cards.
Uni Carbon RuPay is Union Bank's fuel-focused card
Uni Carbon RuPay Credit Card (₹499 + GST) lists Fuel as its sole best-suited category, distinct from Union's broader lifestyle cards.