Uni Credit Cards
Explore top cards like the Uni Pay 1/3rd Card, Uni Pay Gold X Card.
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2 Cards Found

Uni Pay 1/3rd Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback

Uni Pay Gold X Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
Uni's Credit Card
Uni's original Uni Pay 1/3rd Card, zero fee, earning cashback on shopping, dining, and fuel, built around Uni's pay-in-3-installments, zero-interest structure, has been discontinued.
Uni's currently active product is the Uni Pay Gold X Card - also zero joining and zero renewal fee, but built around a "24K Gold" rewards model: every transaction earns gold-equivalent rewards, with accelerated rates of up to 8% back on partner brands, 50% back on PVR & INOX movie tickets (requires monthly spending of ₹10,000+), and unlimited 7% back on flights booked via the Uni Store. It also carries zero forex markup across 180+ countries and a fuel surcharge waiver of up to ₹500 per billing cycle.
Uni's Card Lineup
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| Uni Pay Gold X Card | Lifetime Free | Cashback | Active - 24K Gold rewards on every spend, zero forex markup, 50% back on PVR/INOX |
How to Choose
Uni's active product is Uni Pay Gold X Card
Uni Pay 1/3rd Card, zero fee with its pay-in-three-parts structure, has been discontinued. Uni's current card is the Uni Pay Gold X Card - also zero joining/renewal fee, earning rewards as 24K Gold on every spend, with zero forex markup and up to 50% back on PVR/INOX.