Amazon Pay ICICI Bank Credit Card vs Cashback SBI Credit Card
A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
Fees & Charges
Joining Fee
Nil
₹999 + GST
Renewal Fee
Nil
₹999 + GST
Spend Based Waiver
Not Applicable
Renewal Fee reversed on annual spends of Rs. 2,00,000 or more in the previous year.
Foreign Transaction Fees
1.99% markup on international transactions.
3.5% of the international transaction value.
Interest Rate (APR)
3.75% per month (45% per annum) on ATM withdrawals and if min. due paid.
3.75% per month (45% per annum) on outstanding balance.
Rewards & Benefits
Welcome Bonus
Up to ₹2,500 in cashback and discounts for Prime/Non-Prime, plus 1-month EazyDiner membership.
Not Applicable
Rewards Rate
Up to 5% cashback on Amazon, 2% on partners, 1% on others. Unlimited & non-expiring.
5% cashback on online spends & 1% on offline spends, max Rs. 5,000 per cycle.
Reward Type
Cashback
Cashback
Reward Redemption Fee
Nil charges for redeeming reward points.
₹99 per redemption transaction.
Travel & Lifestyle
Domestic Lounge Access
Not Applicable
Complimentary lounge access has been discontinued on this card.
International Lounge Access
Not Applicable
Complimentary lounge access has been discontinued on this card.
Travel Benefits
Up to 5% cashback on flights & hotels booked on Amazon (Prime members), 3% for others.
Not Applicable
Movie Benefits
Not Applicable
Not Applicable
Dining Benefits
Minimum 15% discount on dining bills at restaurants in the Culinary Treats Programme.
Not Applicable
Golf Benefits
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% waiver on fuel purchases up to ₹4,000 across India.
1% waiver on fuel (Rs. 500-3000), max Rs. 100 per statement cycle.
Security & Other
Insurance Benefits
Not Applicable
Not Applicable
Cash Advance Charges
2.5% of withdrawn amount, min. ₹500 charge.
2.5% of amount withdrawn or min Rs. 500, whichever is higher.