Amazon Pay ICICI Bank Credit Card vs Cashback SBI Credit Card
A detailed, side-by-side look at 2 leading credit cards. Analyze the features that matter most to you and make an informed choice.
Fees & Charges
Joining Fee
Lifetime Free
Rs. 999 + GST
Renewal Fee
Lifetime Free
Rs. 999 + GST
Spend Based Waiver
The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year.
Foreign Transaction Fees
3.50%
3.5% of the international transaction
Interest Rate (APR)
3.75% Per Month (45% Per Annum)
3.5% p.m. (42% p.a.)
Rewards & Benefits
Welcome Bonus
Cashback and Discounts Up to ₹2,500 (Both for Prime and Non-Prime Members) and One Month EazyDiner Membership
Not Applicable
Rewards Rate
5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases
5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.
Reward Type
Cashback
Cashback
Reward Redemption Fee
Nil
NIL
Travel & Lifestyle
Domestic Lounge Access
Not Applicable
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Travel Benefits
Not Applicable
Not Applicable
Dining & Movie Benefits
A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program
Not Applicable
Golf Benefits
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge is waived at all petrol stations across India.
1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement)
Security & Other
Insurance Benefits
Not Applicable
Not Applicable
Cash Advance Charges
2.5% of the Withdrawn Amount (Subject to a Minimum of ₹500)
2.5% of the amount withdrawn or a minimum charge of Rs. 500.
Ready to Choose?
Based on your comparison, select the credit card that best matches your spending habits and financial goals.