Amazon Pay ICICI Bank Credit Card vs Flipkart Axis Bank Credit Card vs Cashback SBI Credit Card
A detailed, side-by-side look at 3 leading credit cards. Analyze the features that matter most to you and make an informed choice.
Fees & Charges
Joining Fee
Lifetime Free
Rs. 500 + GST
Rs. 999 + GST
Renewal Fee
Lifetime Free
Rs. 500 + GST
Rs. 999 + GST
Spend Based Waiver
Annual fee waived on spends of Rs. 3.5 lakhs
The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year.
Foreign Transaction Fees
3.50%
3.5% of the total amount
3.5% of the international transaction
Interest Rate (APR)
3.75% Per Month (45% Per Annum)
3.75% Per Month (55.55% annually)
3.5% p.m. (42% p.a.)
Rewards & Benefits
Welcome Bonus
Cashback and Discounts Up to ₹2,500 (Both for Prime and Non-Prime Members) and One Month EazyDiner Membership
Introductory Benefits Worth Rs. 600 on Card Issuance
Not Applicable
Rewards Rate
5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases
5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends.
5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.
Reward Type
Cashback
Cashback
Cashback
Reward Redemption Fee
Nil
NIL
Travel & Lifestyle
Domestic Lounge Access
Not Applicable
1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)
Not Applicable
International Lounge Access
Not Applicable
Not Applicable
Not Applicable
Travel Benefits
Not Applicable
Accelerated Cashback (4%) on Uber Rides
Not Applicable
Dining & Movie Benefits
A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program
Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program
Not Applicable
Golf Benefits
Not Applicable
Not Applicable
Not Applicable
Fuel Surcharge Waiver
1% fuel surcharge is waived at all petrol stations across India.
1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).
1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement)
Security & Other
Insurance Benefits
Not Applicable
Not Applicable
Not Applicable
Cash Advance Charges
2.5% of the Withdrawn Amount (Subject to a Minimum of ₹500)
2.5% (Min. Rs. 500) of the withdrawn amount.
2.5% of the amount withdrawn or a minimum charge of Rs. 500.
Ready to Choose?
Based on your comparison, select the credit card that best matches your spending habits and financial goals.