Tamilnad Mercantile Bank Credit Cards
Explore top cards like the TMB Phoenix Credit Card, TMB Platinum Credit Card, TMB Titanium Credit Card, TMB Vertex Credit Card, and 2 more.
Read our full Tamilnad Mercantile Bank guide →
6 Cards Found
TMB Phoenix Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹500 + GST
Reward Type:
TMB Platinum Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹199 + GST
Reward Type:
TMB Titanium Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹250 + GST
Reward Type:
TMB Vertex Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹250 + GST
Reward Type:
TMB VIBE360 Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
TMB WINGS RuPay Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹250 + GST
Reward Type:
Other Benefits
Tamilnad Mercantile Bank Credit Cards
Tamilnad Mercantile Bank offers 4 cards, all free at joining with spend-conditional or flat renewal fees from year two. Phoenix and WINGS RuPay waive their renewal (₹500 and ₹250 respectively) if you clear an annual or quarterly spend threshold. Platinum is secured against a Term Deposit for those who don't meet standard eligibility, while Titanium is the most accessible general-use option, needing only ₹2,00,000+ annual income.
Check whether your realistic spend clears these thresholds before assuming the renewal fee is avoidable.
Explore more:
- Compare Tmb Phoenix Credit Card vs Tmb Wings Rupay Credit Card — side-by-side fees, rewards & lounge access.
- Issuer profile
- Try our Rewards Value Calculator | Credit Card Glossary
Tamilnad Mercantile Bank Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| TMB Phoenix Credit Card | Free (1st year) | — | ₹500, waived above ₹1,00,000 annual spend — Premium, business |
| TMB WINGS RuPay Credit Card | Free (1st year) | Other Benefits | ₹250, waived above ₹50,000 spend in any quarter — Shopping |
| TMB Platinum Credit Card | Free (1st year) | — | ₹250 + GST (primary), ₹150 + GST (add-on) — General use, FD-secured |
| TMB Titanium Credit Card | Free (1st year) | — | Free joining, ₹250 + GST renewal from year 2 — General use |
How to Choose
Several TMB cards waive renewal on meeting a spend threshold
TMB Phoenix waives its ₹500 renewal if you spend ₹1,00,000 in a calendar year; TMB WINGS RuPay waives its ₹250 renewal if you spend ₹50,000 in any quarter - check whether your spending pattern realistically clears these thresholds.
All TMB cards are free at joining
Phoenix and Platinum are both listed as free at joining, with a renewal fee applying unless the spend threshold is met.