Tamilnad Mercantile Bank Credit Cards
Explore top cards like the TMB Phoenix Credit Card, TMB Platinum Credit Card, TMB Titanium Credit Card, TMB WINGS RuPay Credit Card.
Read our full Tamilnad Mercantile Bank guide →
4 Cards Found
TMB Phoenix Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹500 + GST
Reward Type:
TMB Platinum Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹250 + GST
Reward Type:
TMB Titanium Credit Card
Joining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
TMB WINGS RuPay Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹250 + GST
Reward Type:
Tamilnad Mercantile Bank Credit Cards
Tamilnad Mercantile Bank offers 4 cards, all free at joining with spend-conditional or flat renewal fees from year two. Phoenix and WINGS RuPay waive their renewal (₹500 and ₹250 respectively) if you clear an annual or quarterly spend threshold. Platinum is secured against a Term Deposit for those who don't meet standard eligibility, while Titanium is the most accessible general-use option, needing only ₹2,00,000+ annual income.
Check whether your realistic spend clears these thresholds before assuming the renewal fee is avoidable.
Tamilnad Mercantile Bank Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| TMB Phoenix Credit Card | Free (1st year) | — | ₹500, waived above ₹1,00,000 annual spend — Premium, business |
| TMB WINGS RuPay Credit Card | Free (1st year) | — | ₹250, waived above ₹50,000 spend in any quarter — Shopping |
| TMB Platinum Credit Card | Free (1st year) | — | ₹250 + GST (primary), ₹150 + GST (add-on) — General use, FD-secured |
| TMB Titanium Credit Card | Not Available | — | Free joining, ₹250 + GST renewal from year 2 — General use |
How to Choose
Several TMB cards waive renewal on meeting a spend threshold
TMB Phoenix waives its ₹500 renewal if you spend ₹1,00,000 in a calendar year; TMB WINGS RuPay waives its ₹250 renewal if you spend ₹50,000 in any quarter - check whether your spending pattern realistically clears these thresholds.
All TMB cards are free at joining
Phoenix and Platinum are both listed as free at joining, with a renewal fee applying unless the spend threshold is met.