Punjab National Bank Credit Cards
Explore top cards like the PNB EMT RuPay Platinum Credit Card, PNB Global Gold Credit Card, PNB Global Platinum Credit Card, PNB Rakshak Rupay Platinum Card, and 7 more.
Read our full Punjab National Bank guide →
11 Cards Found
PNB EMT RuPay Platinum Credit Card
Joining Fee:
₹2,000 + GST
Renewal Fee:
Free (1st year)
Reward Type:
Reward Points
PNB Global Gold Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹300 + GST
Reward Type:
Reward Points
PNB Global Platinum Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹500 + GST
Reward Type:
Reward Points
PNB Rakshak Rupay Platinum Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
PNB Rakshak Rupay Select Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
PNB RuPay Millennial Credit Card
Joining Fee:
₹399 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
PNB RuPay Platinum Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points
PNB RuPay Platinum Patanjali Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹590 + GST
Reward Type:
Reward Points, Cashback
PNB RuPay Select Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹750 + GST
Reward Type:
Reward Points
PNB RuPay Select Patanjali Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹750 + GST
Reward Type:
Reward Points
PNB Wave & Paycredit Card
Joining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
Punjab National Bank Credit Cards
Punjab National Bank offers 11 cards, mostly zero or low fee at joining.
If you don't qualify for the Rakshak affinity programme, RuPay Platinum Credit Card is PNB's standard zero-fee option.
Punjab National Bank Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| PNB RuPay Platinum Credit Card | Lifetime Free | Reward Points | Travel, shopping (general applicant) |
| PNB Rakshak Rupay Platinum Card | Lifetime Free | Reward Points, Cashback | Utilities, dining, premium (defense affinity) |
| PNB Global Gold Credit Card | Free (1st year) | Reward Points | Shopping, dining, fuel |
| PNB Global Platinum Credit Card | Free (1st year) | Reward Points | Fuel, dining, utilities |
| PNB RuPay Platinum Patanjali Credit Card | Free (1st year) | Reward Points, Cashback | Shopping, travel |
| PNB RuPay Millennial Credit Card | ₹399 + GST | Reward Points | Travel, premium, utilities |
How to Choose
Several PNB cards waive joining but charge at renewal
PNB Global Gold (₹300 + GST renewal), Global Platinum (₹500 + GST renewal), and RuPay Platinum Patanjali (₹500 + GST renewal) are all free at joining but not at renewal.
Rakshak cards are defense-affinity, RuPay Platinum is general
PNB Rakshak Rupay Platinum and Rakshak Rupay Select carry defense/paramilitary affinity branding; PNB RuPay Platinum Credit Card is the general-purpose zero-fee alternative.
RuPay Millennial is the one PNB card with an upfront joining fee
PNB RuPay Millennial Credit Card charges ₹399 + GST at joining and ₹999 + GST at renewal, higher than PNB's other retail cards.