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Secured SIB One Co-Branded Credit Card credit card design

Secured SIB One Co-Branded Credit Card

The Secured SIB One Co-Branded Credit Card, issued by South Indian Bank, is a lifetime-free card for Gen-Z and first-time users. Backed by a fixed dep...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points

ShoppingDiningTravelInternational Spends
SIB One Co-Branded Credit Card credit card design

SIB One Co-Branded Credit Card

The SIB One Co-Branded Credit Card is a premium, lifetime-free metal Visa Signature card designed for the digital-savvy generation. It offers 100% dig...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points

International SpendsPremiumShopping
South Indian Bank SBI Card PRIME credit card design

South Indian Bank SBI Card PRIME

The South Indian Bank SBI Card PRIME is a co-branded credit card designed for a rewarding lifestyle, offering a substantial Rs. 3,000 welcome e-Gift V...

Joining Fee:

₹2,999 + GST


Renewal Fee:

₹2,999 + GST


Reward Type:

Reward Points

TravelShoppingDining
South Indian Bank SBI Platinum Credit Card credit card design

South Indian Bank SBI Platinum Credit Card

The South Indian Bank SBI Platinum Credit Card is a co-branded premium card designed for individuals who value enhanced lifestyle experiences. It offe...

Joining Fee:

₹2,999 + GST


Renewal Fee:

₹2,999 + GST


Reward Type:

Reward Points

DiningShoppingTravel
South Indian Bank SimplySAVE SBI Card credit card design

South Indian Bank SimplySAVE SBI Card

The South Indian Bank SimplySAVE SBI Card is an entry-level credit card for everyday savings. It offers 10X Reward Points on dining, movies, departmen...

Joining Fee:

₹499 + GST


Renewal Fee:

₹499 + GST


Reward Type:

Reward Points

DiningShoppingMovies

South Indian Bank Credit Cards

South Indian Bank offers 5 cards, including a zero-fee co-brand (available secured or unsecured against a fixed deposit) and three SBI Card co-brands. SIB One carries just a 1% forex mark-up with zero joining or renewal fees. SimplySAVE (₹499 + taxes) is the entry SBI tier, while SBI Card PRIME and SBI Platinum (both ₹2,999 + taxes) add lounge access, travel discounts, and accelerated rewards on dining and international spends.

If fee is the priority, SIB One (secured or unsecured) is zero cost; the SBI co-brands are the fee-bearing alternatives with SBI's standard benefit structure.

South Indian Bank Credit Cards

CardFeeReward TypeBest For
SIB One Co-Branded Credit CardLifetime FreeReward PointsInternational spends, premium, shopping
Secured SIB One Co-Branded Credit CardLifetime FreeReward PointsShopping, dining, travel, international spends (FD-backed)
South Indian Bank SimplySAVE SBI Card₹499 + GSTReward PointsDining, shopping, movies
South Indian Bank SBI Card PRIME₹2,999 + GSTReward PointsTravel, shopping, dining
South Indian Bank SBI Platinum Credit Card₹2,999 + GSTReward PointsDining, shopping, travel (international spend focus)

How to Choose

1

SIB One is zero fee, secured or unsecured

SIB One Co-Branded Credit Card and its secured variant are both zero joining and zero renewal fee - the secured version is backed by a fixed deposit for those who don't meet the unsecured card's eligibility bar.

2

SBI co-brands follow standard fee tiers

South Indian Bank SBI Card PRIME and SBI Platinum Credit Card (both ₹2,999 + taxes) and SimplySAVE SBI Card (₹499 + taxes) follow SBI's usual fee structure.

Frequently Asked Questions

Clear, concise answers to help you understand this card better.