What are fintech credit cards?

These are cards issued by digital-first fintech companies (OneCard, Slice, Uni) rather than traditional banks, typically app-centric with zero fee - OneCard Metal, Slice Super Card, and Uni Pay 1/3rd Card are the three currently on this platform.

Which fintech card suits first-time credit users?

Slice Super Card is positioned specifically for first-time credit users wanting BNPL-style flexibility.

What is Uni Pay 1/3rd Card's key feature?

It splits your payment into three interest-free installments, a distinct structure from a standard revolving credit card.

Fintech Credit Cards

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Last updated: 24 July 2026

Explore top cards like the OneCard Metal Credit Card, Slice Super Card, Uni Pay 1/3rd Card, Uni Pay Gold X Card.

Compare the top 3 cards in this list →

4 Cards Found

OneCard Metal Credit Card

The One Credit Card, offered in partnership with various banking partners, positions itself as India's premier metal credit card, built with full-stac...

Joining Fee:

Lifetime Free

Renewal Fee:

Lifetime Free

Reward Type:

Reward Points

PremiumShopping

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Slice Super Card

The Slice UPI Credit Card is an ideal entry-level option for young users and those new to credit, offering a simplified credit experience. It stands o...

Joining Fee:

Lifetime Free

Renewal Fee:

Lifetime Free

Reward Type:

Cashback

ShoppingInternational SpendsUtilities

Uni Pay 1/3rd Card

The Uni Pay 1/3rd Card is a distinctive "Pay 1/3rd" or "PayLater" card designed to offer users the flexibility of buying now and paying later without ...

Joining Fee:

Lifetime Free

Renewal Fee:

Lifetime Free

Reward Type:

Cashback

ShoppingUtilities

Uni Pay Gold X Card

The Uni GoldX credit card is a compelling mid-range offering that stands out with its unique reward system of earning 24K Gold on all spends. This car...

Joining Fee:

Lifetime Free

Renewal Fee:

Lifetime Free

Reward Type:

Cashback

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Fintech Credit Cards

Fintech-issued cards - from digital-first companies rather than traditional banks - are all zero fee, differentiated by product mechanic rather than cost.

Fintech Credit Cards

Card	Fee	Reward Type	Best For
OneCard Metal Credit Card	Lifetime Free	Reward Points	Metal card, app-first experience
Slice Super Card	Lifetime Free	Cashback	First-time credit users, BNPL flexibility
Uni Pay 1/3rd Card	Lifetime Free	Cashback	Pay-in-3-installments, zero-interest structure

How to Choose

All three fintech cards are zero fee

OneCard Metal, Slice Super Card, and Uni Pay 1/3rd Card all charge zero joining and zero renewal fee, differentiated by their specific product structure rather than cost.

Each has a distinct product mechanic

OneCard Metal is a metal card with an app-first digital experience; Slice Super Card targets first-time credit users with BNPL-style flexibility; Uni Pay 1/3rd Card splits payments into three interest-free installments.

Frequently Asked Questions

Clear, concise answers to help you understand this card better.