AU Small Finance Bank Cards
Explore top cards like the Aditya Birla AU Bank Credit Cards, AU Altura Credit Card, AU Altura Plus Credit Card, AU Ananta Credit Card, and 38 more.
Read our full AU Small Finance Bank guide →
42 Cards Found
Aditya Birla AU Bank Credit Cards
Joining Fee:
₹900 + GST
Renewal Fee:
₹900 + GST
Reward Type:
Reward Points, Cashback
AU Altura Credit Card
Joining Fee:
₹199 + GST
Renewal Fee:
₹199 + GST
Reward Type:
Cashback
AU Altura Plus Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points, Cashback
AU Ananta Credit Card
Joining Fee:
₹2,000 + GST
Renewal Fee:
₹2,000 + GST
Reward Type:
Reward Points
AU Bank InstaPay Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
AU Bank LIT Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
AU Bank Purchase Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
AU Bank Visa Platinum Debit Card
debitIssuance Fee:
Lifetime Free
AMC Fee:
Lifetime Free
Reward Type:
Instant Discounts, Merchant Vouchers
AU Bank Xcite Ace Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Cashback
AU Bank Xcite Credit Card
Joining Fee:
₹249 + GST
Renewal Fee:
₹249 + GST
Reward Type:
Reward Points
AU Bank Xcite Ultra Credit Card
Joining Fee:
₹749 + GST
Renewal Fee:
₹749 + GST
Reward Type:
Reward Points
AU Business Cashback RuPay Credit Card
Joining Fee:
₹99 + GST
Renewal Fee:
Free (1st year)
Reward Type:
Cashback
AU Small Finance Bank Credit Cards
AU Small Finance Bank offers 42 cards spanning zero-fee everyday cards through to its premium Ananta product.
Free vs Fee-Bearing Tiers
If you want to start free, LIT, Xcite Ace, and InstaPay are the options. Once your spend justifies a fee, Altura, Altura Plus, and Ananta step up with broader benefits and higher accelerated rates.
AU Bank Cards by Fee Tier
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| AU Bank LIT Credit Card | Lifetime Free | Reward Points, Cashback | Customisable accelerated categories |
| AU Bank Xcite Ace Credit Card | Lifetime Free | Cashback | Travel, dining, shopping cashback |
| AU Bank InstaPay Credit Card | Lifetime Free | Cashback | Shopping, dining, utilities cashback |
| AU Altura Credit Card | ₹199 + GST | Cashback | Entry-level cashback |
| AU Altura Plus Credit Card | ₹499 + GST | Reward Points, Cashback | Points and cashback combined |
| AU Ananta Credit Card | ₹2,000 + GST | Reward Points | Premium shopping, dining, travel |
How to Choose
AU Bank spans zero-fee to premium in one lineup
AU Bank LIT, Xcite Ace, InstaPay, and Purchase are all zero fee, while AU Ananta (₹2,000 + GST) sits at the premium end - a wider fee range than most small finance banks offer.
Aditya Birla AU Bank Credit Cards has multiple fee variants
This card lists differentiated fees by variant - "Nil for ABC Flex & Nxt; ₹900 + GST for ABC Pro; ₹49 + GST per month for ABC Biz" - confirm exactly which variant applies before assuming a single fee.
AU Altura vs Altura Plus is a modest step up
AU Altura Credit Card (₹199 + GST, Cashback) and AU Altura Plus (₹499 + GST, Reward Points & Cashback) sit close together in fee but differ in reward structure - Altura Plus adds points on top of cashback.