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OneCard Credit Cards

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Last updated: 30 July 2026

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OneCard Metal Credit Card credit card design

OneCard Metal Credit Card

The One Credit Card, offered in partnership with various banking partners, positions itself as India's premier metal credit card, built with full-stac...

Joining Fee:

Lifetime Free


Renewal Fee:

Lifetime Free


Reward Type:

Reward Points

PremiumShopping

OneCard's Credit Card

OneCard currently offers one product: OneCard Metal Credit Card, a zero-fee metal card earning 5X reward points on your top 2 spend categories, with points credited instantly and never expiring.

The card's differentiator is its app-first design rather than a large card portfolio - a highly-rated mobile app handles onboarding in under 5 minutes, in-app EMI conversion, and instant reward redemption by swiping right, with no joining fee, annual fee, or redemption fee anywhere in the fee structure.

OneCard's Credit Card

CardFeeReward TypeBest For
OneCard Metal Credit CardLifetime FreeReward PointsZero fee metal card, 5X rewards on top 2 spend categories, instant non-expiring points

How to Choose

1

OneCard currently offers one product

OneCard Metal Credit Card is zero joining and zero renewal fee, earning reward points, covering premium and shopping spend, with an app-first digital experience.

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