Bank of Baroda
Benefits & Features
Welcome Offer
500 Bonus Reward Points on spending ₹5,000 within the first 60 days of card issuance.
Rewards Rate
Up to 40 RP on IRCTC, 4 RP on groceries, 2 RP on other spends.
Reward Type
Reward Points
Reward Redemption
Redeem for IRCTC tickets, statement balance (1 RP = Rs. 0.25), or convert to IRCTC travel points.
Domestic Lounge Access
4 Complimentary Access to Railway Lounges Annually, subject to a maximum of 1 per quarter.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Insurance cover for lost/stolen card.
Movie
Not Applicable
Dining
Not Applicable
Travel Benefits
Up to 40 RP on IRCTC bookings, 1% railway surcharge waiver on IRCTC website/app.
What matters, explained clearly
Frequently Asked Questions
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