YES Bank Cards
YES Bank - Accelerated Rewards & Lifestyle Cards
21
₹3,770
YES FIRST Business Credit Card
Reward Points, Cashback
About This Bank
YES Bank Credit Cards - 2026 Overview
YES Bank has emerged from its 2020 reconstruction with a refreshed credit card portfolio and improved digital infrastructure. While the bank's market position is smaller than before, its card programme offers genuine value - particularly in the rewards, travel, and wellness segments - at competitive annual fees.
Cashback & Wellness Cards Compared
With 21 active cards, YES Bank's lineup spans accessible cashback cards to invitation-only ultra-premium products - these tables group similar cards for comparison.
Portfolio Highlights
Cashback & Everyday: YES ACE (flat cashback via Google Pay/UPI QR), Select, Prosperity Cashback Plus - straightforward reward structures for daily spenders at low annual fees.
Wellness & Lifestyle: YES Wellness, YES Wellness Plus - health-focused cards with rewards on pharmacy purchases, health club spends, and OPD consultations. A differentiated niche in the Indian credit card market.
Travel & Premium: YES FIRST Preferred, YES FIRST Business, Elite Plus, Reserv - accelerated reward points on international spends, travel bookings, dining privileges, and complimentary lounge access.
Ultra-Premium: YES Private, YES Marquee - YES Bank's flagship premium products targeting high-net-worth individuals with comprehensive lounge access, concierge services, milestone travel benefits, and high reward earn rates.
Post-Reconstruction Recovery
YES Bank's card programme operates fully and normally as of 2026. The bank completed its reconstruction in 2020 with SBI-led recapitalisation and has since maintained stable operations. Cardholders can expect standard reward accrual, online redemption, and customer service through the YES MOBILE app and bank branches.
Featured YES Bank Cards
YES Bank Wellness Plus Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Yes Bank Marquee Credit Card
Joining Fee:
₹9,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
YES ACE Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
YES FIRST Business Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
YES Bank Wellness Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
Yes Private/Private Prime Credit Card
Joining Fee:
₹50,000 + GST
Renewal Fee:
₹10,000 + GST
Reward Type:
Reward Points
Cashback & Wellness Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| YES ACE Credit Card | ₹499 + GST | Reward Points | Flat cashback via Google Pay/UPI |
| YES Select Credit Card | ₹599 + GST | Reward Points | Lower-fee general-purpose card |
| YES Bank Wellness Credit Card | ₹499 + GST | Reward Points | Pharmacy/health-club spending |
| YES Bank Wellness Plus Credit Card | ₹1,499 + GST | Reward Points | Richer health-focused benefits |
Travel & Premium Cards Compared
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| YES FIRST Business Credit Card | ₹999 + GST | Reward Points | Business travel, 1.75% forex markup |
| YES Elite+ Credit Card | ₹999 + GST | Reward Points | Mid-premium lifestyle |
| YES Bank RESERV Credit Card | ₹2,499 + GST | Reward Points | Upper-mid premium benefits |
| Yes Bank Marquee Credit Card | ₹9,999 + GST | Reward Points | Super-premium, unlimited lounge |
| Yes Private/Private Prime Credit Card | ₹50,000 + GST | Reward Points | Ultra-HNI, largely invite-only |
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility for YES Bank Credit Cards
General Criteria
- Age: 21-60 years
- Income: ₹3 lakh p.a. (entry / Prosperity range); ₹6 lakh+ (FIRST Preferred); ₹10 lakh+ (FIRST Business); ₹25 lakh+ (YES Private / Marquee)
- Credit Score: 700+ recommended; 720+ for FIRST and premium cards
- Employment: Salaried or self-employed
Application
Applications are accepted via the YES Bank website (yesbank.in), the YES MOBILE app, or at YES Bank branches. YES Bank processes applications for both existing customers and fresh applicants with no prior banking relationship with the bank.
Key Documents
- PAN card
- Aadhaar / passport (address proof)
- Last 3 months' salary slips or bank statements
- ITR for self-employed applicants (last 2 years)
All YES Bank Cards
Browse & filter all YES Bank cards →YES FIRST Business Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
BookMyForex YES Bank Forex Card
forexJoining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type:
Klick RuPay Credit Card
Joining Fee:
Lifetime Free
Renewal Fee:
Lifetime Free
Reward Type:
Reward Points, Cashback
YES ACE Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
YES Bank Anq Phi Credit Card
Joining Fee:
Free (1st year)
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
YES Bank BYOC Credit Card
Joining Fee:
₹49 + GST
Renewal Fee:
₹49 + GST
Reward Type:
Reward Points, Cashback
YES Bank EMI Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Cashback
Yes Bank Marquee Credit Card
Joining Fee:
₹9,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
Yes Bank Multicurrency Travel Card
forexJoining Fee:
Not Available
Renewal Fee:
Not Available
Reward Type: