YES Bank Credit Cards
YES Bank - Accelerated Rewards & Lifestyle Cards
21
₹3,417
YES FIRST Business Credit Card
Reward Points, Reward Points / Cashback, Cashback
About This Bank
YES Bank Credit Cards - 2026 Overview
YES Bank has emerged from its 2020 reconstruction with a refreshed credit card portfolio and improved digital infrastructure. While the bank's market position is smaller than before, its card programme offers genuine value - particularly in the rewards, travel, and wellness segments - at competitive annual fees.
Portfolio Highlights
Cashback & Everyday: YES ACE (flat cashback via Google Pay/UPI QR), Prosperity Cashback Plus, Prosperity Rewards Plus - straightforward reward structures for daily spenders at low annual fees.
Wellness & Lifestyle: YES Wellness, YES Wellness Plus - health-focused cards with rewards on pharmacy purchases, health club spends, and OPD consultations. A differentiated niche in the Indian credit card market.
Travel & Premium: YES FIRST Preferred, YES FIRST Business - accelerated reward points on international spends, travel bookings, dining privileges, and complimentary lounge access (domestic). Competitive benefits for the mid-premium segment.
Ultra-Premium: YES Private, YES Marquee - YES Bank's flagship premium products targeting high-net-worth individuals with comprehensive lounge access, concierge services, milestone travel benefits, and high reward earn rates.
Co-branded & Niche: YES Bank Multicurrency Travel Card, POP Club, ANQ Phi - specialist cards for travel currency management, rewards-focused millennials, and fintech users.
Post-Reconstruction Recovery
YES Bank's card programme operates fully and normally as of 2026. The bank completed its reconstruction in 2020 with SBI-led recapitalisation and has since maintained stable operations. Cardholders can expect standard reward accrual, online redemption, and customer service through the YES MOBILE app and bank branches.
Featured YES Bank Cards
YES First Preferred Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
YES Bank Wellness Plus Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
Yes Bank Marquee Credit Card
Joining Fee:
₹9,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
YES ACE Credit Card
Joining Fee:
₹499 + GST
Renewal Fee:
₹499 + GST
Reward Type:
Reward Points
YES FIRST Business Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
YES Prosperity Cashback Plus Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Cashback
Eligibility Guide
₹3 lakh p.a.
700+
21-60 years
Eligibility for YES Bank Credit Cards
General Criteria
- Age: 21-60 years
- Income: ₹3 lakh p.a. (entry / Prosperity range); ₹6 lakh+ (FIRST Preferred); ₹10 lakh+ (FIRST Business); ₹25 lakh+ (YES Private / Marquee)
- Credit Score: 700+ recommended; 720+ for FIRST and premium cards
- Employment: Salaried or self-employed
Application
Applications are accepted via the YES Bank website (yesbank.in), the YES MOBILE app, or at YES Bank branches. YES Bank processes applications for both existing customers and fresh applicants with no prior banking relationship with the bank.
Key Documents
- PAN card
- Aadhaar / passport (address proof)
- Last 3 months' salary slips or bank statements
- ITR for self-employed applicants (last 2 years)
All YES Bank Credit Cards
YES FIRST Business Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
Yes Bank Marquee Credit Card
Joining Fee:
₹9,999 + GST
Renewal Fee:
₹4,999 + GST
Reward Type:
Reward Points
YES Bank BYOC Credit Card
Joining Fee:
₹600 + GST
Renewal Fee:
₹600 + GST
Reward Type:
Reward Points / Cashback
YES Prosperity Cashback Plus Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Cashback
YES First Preferred Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
YES Select Credit Card
Joining Fee:
₹599 + GST
Renewal Fee:
₹599 + GST
Reward Type:
Reward Points
YES Elite+ Credit Card
Joining Fee:
₹999 + GST
Renewal Fee:
₹999 + GST
Reward Type:
Reward Points
YES Bank RESERV Credit Card
Joining Fee:
₹2,499 + GST
Renewal Fee:
₹2,499 + GST
Reward Type:
Reward Points
Yes Private/Private Prime Credit Card
Joining Fee:
₹50,000 + GST
Renewal Fee:
₹10,000 + GST
Reward Type:
Reward Points