What are the main benefits of the YES Select Credit Card?

The YES Select Credit Card offers accelerated reward points on online shopping, complimentary domestic lounge access, golf privileges, and spend-based fee waivers.

How can I waive the joining fee for my YES Select Credit Card?

The joining fee for the YES Select Credit Card is waived if you spend INR 10,000 within one month of your card setup date.

What is the reward rate on the YES Select Credit Card for online purchases?

With the YES Select Credit Card, you earn 8 YES Rewardz Points on every INR 200 spent on online shopping, excluding specific categories.

Are there any charges for redeeming reward points from the YES Select Credit Card?

Yes, a rewards redemption fee of INR 100 + GST is applicable when you redeem your YES Select Credit Card reward points.

What is the foreign currency markup fee on the YES Select Credit Card?

The YES Select Credit Card has a foreign currency markup of 2.75% on all international spends.

Can existing YES BANK customers apply for the YES Select Credit Card?

No, individuals who already hold any other YES BANK Credit Card are not eligible to apply for the YES Select Credit Card.

What are the annual golf benefits provided by the YES Select Credit Card?

The YES Select Credit Card offers 4 complimentary rounds of green fees annually and 1 complimentary golf lesson per calendar month.

Does the YES Select Credit Card provide fuel surcharge waivers?

Yes, the YES Select Credit Card offers a 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 5,000, capped at INR 125 per statement cycle.

YES Bank

YES Select Credit Card

Q: Does the YES Select Credit Card offer lounge access?

Yes, the YES Select Credit Card provides 1 complimentary domestic lounge access each calendar quarter upon meeting a specified spending threshold.

Q: What kind of insurance benefits are included with the YES Select Credit Card?

The YES Select Credit Card includes purchase protection for mobile phones and electronics bought online, covering accidental damages for 6 months.

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Last updated: 8 November 2025

Benefits & Features

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Welcome Offer

Joining fee waiver on achieving a spend threshold of ₹10,000 within one month of card setup.

Rewards Rate

Earn 8 YES Rewardz Points on every INR 200 spent online and 4 points offline (excluding select categories).

Reward Type

Reward Points

Reward Redemption

Redeem points via YES Rewardz portal; value varies by category (e.g., ₹0.25 for travel, ₹0.10 for movies).

Domestic Lounge Access

1 complimentary domestic lounge access each calendar quarter on meeting a spending threshold.

International Lounge Access

Not Applicable

Premium Benefits

4 complimentary green fees annually and 1 complimentary golf lesson per month.

Insurance Coverage

Purchase Protection for mobile phones and electronics bought online, covering accidental damages for 6 months.

Movie

Redeem reward points for movie ticket bookings; 1 Reward Point = ₹0.10 value.

Dining

Avail great offers on dining in selected Indian cities.

Travel Benefits

Complimentary domestic lounge access quarterly, plus offers on travel bookings.

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Frequently Asked Questions

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