Question 1

What is the YES Select Credit Card?

Accepted Answer

The YES Select Credit Card is a premium offering from YES Bank designed to provide extensive rewards, travel, and lifestyle benefits, previously known as the YES Bank Prosperity Edge Card.

Question 2

What are the joining and renewal fees for the YES Select Credit Card?

Accepted Answer

The joining fee for the YES Select Credit Card is ₹599 + GST, and the renewal fee is also ₹599 + GST annually.

Question 3

How can I get a waiver on the fees for my YES Select Credit Card?

Accepted Answer

You can waive the joining fee by spending ₹10,000 within 30 days, and the renewal fee by spending ₹1 lakh in the preceding year with your YES Select Credit Card.

Question 4

What are the reward rates on the YES Select Credit Card?

Accepted Answer

Earn 8 Reward Points per ₹200 online, 4 points per ₹200 offline, and 2 points per ₹200 on utilities, insurance, and other specific categories with the YES Select Credit Card.

Question 5

Does the YES Select Credit Card offer lounge access?

Accepted Answer

Yes, the YES Select Credit Card provides one complimentary domestic lounge access every calendar quarter. International lounge access is not included.

Question 6

Are there any golf benefits with the YES Select Credit Card?

Accepted Answer

Absolutely, the YES Select Credit Card offers 4 complimentary green fees per year and one complimentary golf lesson each month at select courses.

Question 7

What is the foreign currency markup on the YES Select Credit Card?

Accepted Answer

The foreign currency markup on the YES Select Credit Card is 2.75% on all international transactions.

Question 8

What insurance benefits does the YES Select Credit Card provide?

Accepted Answer

The YES Select Credit Card offers purchase protection for mobile phones and electronics bought online, covering accidental damages for 6 months.

Question 9

How can I redeem reward points earned on my YES Select Credit Card?

Accepted Answer

Reward points from your YES Select Credit Card can be redeemed via the YES Rewardz portal for flights, hotels, gift vouchers, movies, and more.

Question 10

Is there a fee for redeeming reward points from the YES Select Credit Card?

Accepted Answer

Yes, a Rewards Redemption Fee of ₹100 + GST is charged for each redemption made from your YES Select Credit Card points.

YES Select Credit Card

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