Question 1

1. How can I get the joining fee waived on the YES Bank Select Credit Card?

Accepted Answer

The joining fee of the YES Bank Select Credit Card can be waived if you spend ₹10,000 or more within 30 days of receiving the card.

Question 2

2. What are the reward points for various spends on the YES Bank Select Credit Card?

Accepted Answer

You earn 8 Reward Points for every ₹200 spent on online purchases (capped at 5,000 points per statement cycle), 4 Reward Points for offline purchases, and 2 Reward Points for other categories like insurance, utility payments, and more.

Question 3

3. Does the YES Bank Select Credit Card offer any welcome benefits?

Accepted Answer

No, the YES Bank Select Credit Card does not provide any welcome benefits.

Question 4

4. What are the golf benefits provided by the YES Bank Select Credit Card?

Accepted Answer

The YES Bank Select Credit Card offers 4 complimentary rounds of green fees each year at selected golf courses in India and one complimentary golf lesson every month.

Question 5

5. What is the interest rate on the YES Bank Select Credit Card?

Accepted Answer

The interest rate on the YES Bank Select Credit Card is 3.99% per month.

Question 6

6. How can I redeem my Reward Points on the YES Bank Select Credit Card?

Accepted Answer

You can redeem your Reward Points for movie tickets, bill payments, charity donations, hotel bookings, flight bookings, and more. A ₹100 redemption fee is charged.

Question 7

7. What is the eligibility criteria to apply for the YES Bank Select Credit Card?

Accepted Answer

To apply, salaried employees must be aged 21-60 with a minimum monthly income of ₹50,000, while self-employed individuals must have a minimum annual income of ₹7,50,000 as per ITR.

YES Select Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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Frequently Asked Questions

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