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YES Elite+ Credit Card

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YES Elite+ Credit Card
Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Joining fee of ₹999 + GST can be waived if you spend ₹20,000 within the first 30 days.

Rewards Rate

Earn 12 RPs per ₹200 online, 6 RPs per ₹200 offline, and 4 RPs per ₹200 on select categories.

Reward Type

Reward Points

Reward Redemption

Reward Points are redeemable through Yes Rewardz for movie, flight, or hotel bookings (1 RP = ₹0.25).

Domestic Lounge Access

2 complimentary lounge access per calendar quarter for primary cardholders, becoming spend-based from April 2024.

International Lounge Access

3 complimentary airport lounge access outside India per year.

Premium Benefits

4 green fee waivers at selected golf courses and 1 complimentary golf lesson every calendar month.

Insurance Coverage

Credit Shield Cover worth ₹3 lakhs, Lost Card Liability of ₹3 lakhs, and Purchase Protection up to ₹50,000.

Movie

25% discount on movie bookings via BookMyShow, with a maximum benefit of ₹250 per month.

Dining

Discounts of up to 25% with the Yes Bank Dining Fiesta program at over 1,000 select restaurants.

Travel Benefits

Redeem Reward Points for flights and hotel bookings, complemented by extensive lounge access benefits.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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