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YES Elite+ Credit Card

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YES Elite+ Credit Card
Last updated: 22 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Joining fee waiver on spending ₹20,000 within 30 days of card activation.

Rewards Rate

Earn 12 RPs/₹200 online (cap 12k RPs/cycle), 6 RPs/₹200 offline, 4 RPs/₹200 on select utilities.

Reward Type

Reward Points

Reward Redemption

Redeem points via Yes Rewardz for movies, flights, hotels; 1 RP = ₹0.25 for hotel/flight.

Domestic Lounge Access

2 complimentary domestic lounge accesses per quarter, subject to spend criteria from Apr 2024.

International Lounge Access

3 complimentary international airport lounge accesses per year for primary cardholders.

Premium Benefits

4 Green Fee waivers & 1 complimentary golf lesson every month at selected courses across India.

Insurance Coverage

Credit Shield Cover worth ₹3 lakhs, lost card liability of ₹3 lakhs, purchase protection up to ₹50,000.

Movie

25% discount on movie bookings via BookMyShow (max ₹250/month), saving up to ₹3,000 annually.

Dining

Up to 25% discount with Yes Bank Dining Fiesta program at over 1,000 select restaurants.

Travel Benefits

Complimentary domestic & international lounge access, plus optional accelerated points for travel spends.

What matters, explained clearly

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Frequently Asked Questions

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