Benefits & Features
Welcome Offer
Joining fee waiver on spending ₹20,000 within 30 days of card activation.
Rewards Rate
Earn 12 RPs/₹200 online (cap 12k RPs/cycle), 6 RPs/₹200 offline, 4 RPs/₹200 on select utilities.
Reward Type
Reward Points
Reward Redemption
Redeem points via Yes Rewardz for movies, flights, hotels; 1 RP = ₹0.25 for hotel/flight.
Domestic Lounge Access
2 complimentary domestic lounge accesses per quarter, subject to spend criteria from Apr 2024.
International Lounge Access
3 complimentary international airport lounge accesses per year for primary cardholders.
Premium Benefits
4 Green Fee waivers & 1 complimentary golf lesson every month at selected courses across India.
Insurance Coverage
Credit Shield Cover worth ₹3 lakhs, lost card liability of ₹3 lakhs, purchase protection up to ₹50,000.
Movie
25% discount on movie bookings via BookMyShow (max ₹250/month), saving up to ₹3,000 annually.
Dining
Up to 25% discount with Yes Bank Dining Fiesta program at over 1,000 select restaurants.
Travel Benefits
Complimentary domestic & international lounge access, plus optional accelerated points for travel spends.
What matters, explained clearly
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