Question 1

What is the YES Bank BYOC Credit Card?

Accepted Answer

The YES Bank BYOC Credit Card, or ‘Build Your Own Card,’ is a customizable card offering flexibility in appearance and reward plans based on spending.

Question 2

How can I customize my YES Bank BYOC Credit Card?

Accepted Answer

You can customize the YES Bank BYOC Credit Card's physical variant (metal, eco-friendly, plastic) and personalize the image, along with choosing your rewards plan.

Question 3

What are the fees associated with the YES Bank BYOC Credit Card?

Accepted Answer

The YES Bank BYOC Credit Card has a monthly joining and renewal fee of Rs. 49 + GST, plus one-time fees for card customization options.

Question 4

Does the YES Bank BYOC Credit Card offer lounge access?

Accepted Answer

Yes, the YES Bank BYOC Credit Card provides complimentary domestic airport lounge access once every quarter, totaling four visits per year.

Question 5

Can I earn cashback with the YES Bank BYOC Credit Card?

Accepted Answer

Yes, with the YES Bank BYOC Credit Card, you can choose a rewards plan that offers 1% cashback on all retail spends, or earn reward points.

Question 6

What are the reward redemption options for the YES Bank BYOC Credit Card?

Accepted Answer

Reward points from the YES Bank BYOC Credit Card can be redeemed via the YesRewardz portal, while cashback is automatically credited to your account.

Question 7

Are there any golf benefits with the YES Bank BYOC Credit Card?

Accepted Answer

Yes, the YES Bank BYOC Credit Card offers 4 complimentary golf rounds per year and 1 complimentary golf lesson each calendar month.

Question 8

What is the foreign currency markup on the YES Bank BYOC Credit Card?

Accepted Answer

The foreign currency markup for the YES Bank BYOC Credit Card is 3.5% of the total transaction amount for international spends.

Question 9

Who is eligible for the YES Bank BYOC Credit Card?

Accepted Answer

Applicants for the YES Bank BYOC Credit Card should be 21-60 years old, salaried (min. Rs. 25,000/month) or self-employed (min. ITR Rs. 5 lakhs), with a decent credit score.

Question 10

How do I apply for the YES Bank BYOC Credit Card?

Accepted Answer

You can apply for the YES Bank BYOC Credit Card online via the official website or offline by visiting your nearest YES Bank branch with required documents.

YES Bank BYOC Credit Card

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