What is the Yes Bank Wellness Credit Card?

The Yes Bank Wellness Credit Card is a co-branded offering focused on health and wellness, providing benefits like health check-ups and fitness sessions.

What are the joining and renewal fees for the Yes Bank Wellness Credit Card?

The Yes Bank Wellness Credit Card has a joining fee of ₹499 + GST and an annual renewal fee of ₹499 + GST.

Does the Yes Bank Wellness Credit Card offer welcome benefits?

No, the Yes Bank Wellness Credit Card does not currently offer any specific welcome benefits to new cardholders.

How do I earn reward points with the Yes Bank Wellness Credit Card?

Earn 20 points per ₹200 on chemist/pharmaceutical spends and 4 points per ₹200 on other categories with this card.

What health and wellness benefits does the Yes Bank Wellness Credit Card provide?

The card offers annual health check-ups, monthly fitness sessions, and unlimited doctor consultations via the Aditya Birla Multiply App.

Is there a fuel surcharge waiver on the Yes Bank Wellness Credit Card?

Yes, you get a 1% fuel surcharge waiver on transactions between ₹400-₹5,000, up to ₹250 per cycle, with the Yes Bank Wellness Credit Card.

Can I access airport lounges with the Yes Bank Wellness Credit Card?

No, the Yes Bank Wellness Credit Card does not provide any complimentary domestic or international airport lounge access.

What is the foreign currency markup fee for the Yes Bank Wellness Credit Card?

The Yes Bank Wellness Credit Card charges a foreign currency markup of 3.5% on all international transactions.

What are the interest rates on the Yes Bank Wellness Credit Card?

The Yes Bank Wellness Credit Card has an interest rate of 47.88% per annum (3.99% per month) on outstanding balances.

How can I redeem reward points from my Yes Bank Wellness Credit Card?

Reward points can be redeemed on the YES REWARDZ website, but a redemption fee of ₹100 + GST applies per request.

YES Bank

Yes Bank Wellness Credit Card

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Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 20 Reward Points for every ₹200 spent on Chemist/Pharmaceutical stores. Earn 4 Reward Points for every ₹200 spent on all other categories.

Reward Type

Reward Points

Reward Redemption

Reward points can be redeemed across multiple categories by visiting the YES REWARDZ official website (www.yesrewardz.com).

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Credit Shield coverage in case of accidental death of the Primary cardholder.

Movie

Access great offers and discounts on movies at participating locations on YES Privileges.

Dining

Access great offers and discounts on dining at participating locations on YES Privileges.

Travel Benefits

Not Applicable

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Frequently Asked Questions

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