What are the main benefits of the YES Bank Wellness Plus Credit Card?

The YES Bank Wellness Plus Credit Card offers health perks like fitness sessions, checkups, and 5X rewards on health spends.

What are the joining and renewal fees for the YES Bank Wellness Plus Credit Card?

The YES Bank Wellness Plus Credit Card has a joining fee and renewal fee of ₹1,499 + GST each.

Can the fees for the YES Bank Wellness Plus Credit Card be waived?

No, the joining and renewal fees for the YES Bank Wellness Plus Credit Card cannot be waived.

What is the rewards rate on the YES Bank Wellness Plus Credit Card?

Earn 30 RP per ₹200 on health spends and 6 RP per ₹200 on other purchases with this card.

Does the YES Bank Wellness Plus Credit Card offer lounge access?

Yes, the YES Bank Wellness Plus Credit Card provides 8 complimentary domestic lounge accesses annually.

What insurance benefits are included with the YES Bank Wellness Plus Credit Card?

It offers flight accidental death cover, emergency flight hospitalization medical insurance, and a credit shield.

How can I redeem reward points earned with the YES Bank Wellness Plus Credit Card?

Redeem points on Yes Rewardz for flights, hotels, products, gift vouchers, InterMiles, or Club Vistara Points.

What is the foreign currency markup on the YES Bank Wellness Plus Credit Card?

The YES Bank Wellness Plus Credit Card charges a 3.5% foreign currency markup on international spends.

What are the eligibility criteria for the YES Bank Wellness Plus Credit Card?

Applicants must be 21-60 years old with an income over ₹20,000/month and a good credit score (750+).

Is the YES Bank Wellness Plus Credit Card available nationwide?

No, the YES Bank Wellness Plus Credit Card is currently available only in specific major cities.

YES Bank

YES Bank Wellness Plus Credit Card

TravelShopping

Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 30 RP for every ₹200 on pharmaceutical/chemist stores, 6 RP for every ₹200 on other purchases. Plus 1000 RP on YES PayNow registration.

Reward Type

Reward Points

Reward Redemption

Redeem points on Yes Rewardz for flights/hotels (1 RP = ₹0.25), products/vouchers (1 RP = ₹0.10), InterMiles (10 RP = 1 InterMile), or Club Vistara Points (10 RP = 1 CV Point).

Domestic Lounge Access

8 complimentary domestic lounge accesses annually (2 per quarter) at over 30 airports in India.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Life insurance cover of ₹1 Crore (flight accident), medical insurance of ₹25 lakhs (flight emergency hospitalization), and a credit shield in case of accidental death of primary cardholder.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Enjoy 8 complimentary domestic lounge accesses annually (2 per quarter). Offers across travel available via Yes Privileges.

What matters, explained clearly

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Frequently Asked Questions

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