What is the Klick RuPay Credit Card?

The Klick RuPay Credit Card is a lifetime-free, 100% virtual credit card from YES Bank and Kiwi, designed for UPI P2M payments.

Are there any joining or renewal fees for the Klick RuPay Credit Card?

No, the Klick RuPay Credit Card is lifetime-free with zero joining and renewal fees.

How does the Klick RuPay Credit Card work with UPI?

This card is specifically designed to be linked and used on the UPI platform for Person-to-Merchant (P2M) transactions.

What rewards can I earn with the Klick RuPay Credit Card?

You earn 2 Reward Points for every ₹200 spent on non-UPI transactions and cashback on every transaction with the Klick RuPay Credit Card.

Does the Klick RuPay Credit Card offer a fuel surcharge waiver?

Yes, the Klick RuPay Credit Card provides a 1% fuel surcharge waiver, capped at ₹250 per statement cycle.

What is the foreign currency markup on the Klick RuPay Credit Card?

The foreign currency markup for the Klick RuPay Credit Card is 3.5% on international spends.

Can existing YES BANK Credit Cardholders apply for the Klick RuPay Credit Card?

No, existing YES BANK Credit Cardholders are not eligible to apply for the Klick RuPay Credit Card.

What are the key features of the Klick RuPay Credit Card?

Key features include being 100% virtual, secure digital payments, Instant EMI, Quick Loan, and automated bill payment options.

Where can I find customer service for my Klick RuPay Credit Card?

For the Klick RuPay Credit Card, you can contact Kiwi’s 24/7 Customer Service via email (service@gokiwi.in) or Whatsapp (+91 8147089992).

Are there any categories where the Klick RuPay Credit Card does not earn rewards?

Yes, the Klick RuPay Credit Card does not earn rewards on transactions like rent, wallet, fuel, government, and cash withdrawals.

YES Bank

Klick RuPay Credit Card

ShoppingFuelUtilities

Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 2 Reward Points per ₹200 on non-UPI transactions & cashback on every transaction.

Reward Type

Reward Points / Cashback

Reward Redemption

No specific guide on redemption methods; rewards redemption fee is Nil.

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Not Applicable

What matters, explained clearly

Detailed evaluation to help you make the right decision

Frequently Asked Questions

Clear, concise answers to help you understand this card better.

Similar Cards

Compare similar cards to find your perfect fit

More from YES Bank

Explore other cards offered by the same provider

Comments & Reviews

Share your experience about Klick RuPay Credit Card

Share your thoughts

Your email address will not be published. Required fields are marked *

Loading conversations...