YES BankIn partnership with KiwiKlick RuPay Credit Card – Benefits, Fees & Eligibility
Is the Klick RuPay Credit Card Right for You?
The Klick RuPay Credit Card is best suited for users who prioritize Shopping, Fuel, Utilities. With a joining fee of Lifetime Free and a renewal fee of Lifetime Free, this card offers free entry for new applicants. It offers Reward Points, Cashback as its primary reward mechanism, with a rewards rate of Earn 2 Reward Points for every ₹200 spent on non-UPI transactions..
Key Card Details
Lifetime Free
Lifetime Free
Reward Points, Cashback
3.5%
Earn 2 Reward Points for every ₹200 spent on non-UPI transactions.
3.8% Monthly
Notable Perks
Spend-Based Waiver
Nil (as it is a lifetime-free card)
Fuel Surcharge Waiver
1%
Things to Consider
The reward rate of 2 points per ₹200 on the Klick RuPay Credit Card is relatively low.
Klick RuPay Credit Card lacks premium benefits like lounge access or travel discounts.
A foreign currency markup of 3.5% on the Klick RuPay Credit Card is quite high.
Benefits & Features
Rewards Rate
Earn 2 Reward Points for every ₹200 spent on non-UPI transactions.
Reward Type
Reward Points, Cashback
Fees & Charges
Joining Fee
Lifetime Free
Renewal Fee
Lifetime Free
Spend-Based Waiver
Nil (as it is a lifetime-free card)
Foreign Currency Markup
3.5%
Interest Rates
3.8% Monthly
Fuel Surcharge Waiver
1%
Cash Advance Charges
Nil
Rewards Redemption Fee
Nil
Pros & Cons
Pros
Key benefits and features of this card.
No joining or renewal fees make the Klick RuPay Credit Card highly economical.
Enjoy guaranteed cashback on every transaction made with the Klick RuPay Credit Card.
Benefit from a 1% fuel surcharge waiver, significantly reducing fuel expenses.
The Klick RuPay Credit Card is 100% virtual, offering instant access and secure digital payments.
Seamlessly make UPI payments directly from your Klick RuPay Credit Card for daily needs.
Cons
Key drawbacks and limitations of this card.
The reward rate of 2 points per ₹200 on the Klick RuPay Credit Card is relatively low.
Klick RuPay Credit Card lacks premium benefits like lounge access or travel discounts.
A foreign currency markup of 3.5% on the Klick RuPay Credit Card is quite high.
The Klick RuPay Credit Card does not offer any specific welcome or milestone benefits.
Product Details
The Klick RuPay Credit Card is a 100% virtual card for instant access.
It is a lifetime-free credit card with no joining or renewal fees.
Cardholders earn 2 Reward Points for every ₹200 spent on non-UPI transactions.
The card offers cashback on every transaction made with the card.
A 1% fuel surcharge waiver is provided to cardholders on fuel spends.
It allows for secure and easy digital payments, including UPI functionality.
Cardholders can get up to 50 days of interest-free period on purchases.
Benefits & Features
Rewards Rate
Earn 2 Reward Points for every ₹200 spent on non-UPI transactions.
Reward Type
Reward Points, Cashback
What matters, explained clearly
Introduction
The Klick RuPay Credit Card, offered by Yes Bank in partnership with Kiwi, is an entry-level, lifetime-free virtual credit card designed for modern consumers. It stands out with zero joining or renewal fees, offering cashback on transactions, a 1% fuel surcharge waiver, and secure digital payments, including UPI functionality.
Fees
- Joining Fee: Nil
- Renewal Fee: Nil
- Spend-Based Waiver: Nil (as it is a lifetime-free card)
- Rewards Redemption Fee: Nil
- Foreign Currency Markup: 3.5%
- Interest Rates: 3.8% Monthly
- Fuel Surcharge Waiver: 1%
- Cash Advance Charges: Nil
- Interest-Free Period: Up to 50 days
Rewards
- Reward Type: Reward Points
- Rewards Rate: Earn 2 Reward Points for every ₹200 spent on non-UPI transactions.
- Cashback: Offers cashback on every transaction made with the card.
Card Eligibility Criteria
- Age: Should be between 18-60 years.
- Residency: Must be a Resident of India.
- Credit Score: Should have a good credit score.
- Income: Must have a stable source of income.
Card Review
The Klick RuPay Credit Card by YES Bank through Kiwi is considered a great option for individuals seeking a lifetime-free credit card with attractive benefits. Its key advantages include no joining or renewal fees, cashback on transactions, and a fuel surcharge waiver, making it a rewarding choice for everyday expenses. The card's virtual nature ensures secure digital payments, guaranteed cashback, and instant EMI options for users, providing a convenient and hassle-free credit card experience.
Important Product Details
- The Klick RuPay Credit Card is a 100% virtual card.
- It is a lifetime-free credit card with no joining or renewal fees.
- Cardholders earn 2 Reward Points for every ₹200 spent on non-UPI transactions.
- The card offers cashback on every transaction.
- A 1% fuel surcharge waiver is provided to cardholders.
- It allows for secure and easy digital payments.
- Customers can easily make UPI payments with this card.
- Cardholders can get up to 50 days of interest-free period.
Other Details
- How to Apply:
- Download the Kiwi App.
- Fill out the application form.
- Complete the KYC process, including video KYC.
- The Klick Credit Card will be instantly available on the Kiwi App as it is a virtual card.
- Yes Bank is a full-service private sector bank in India, focusing on customer-centric and user-friendly banking solutions.