What are the key eligibility criteria for the Yes Private Credit Card?

The Yes Private Credit Card is invite-only, requiring a Total Relationship Value of Rs. 5 crores with Yes Bank, including a minimum liability relationship value of 3 crores (CASA AMB Plus FD).

What is the foreign currency markup fee for the Yes Private Credit Card?

The Yes Private Credit Card offers a very low foreign currency markup fee of just 0.50% on all international transactions, making it ideal for global spends.

Does the Yes Private Credit Card offer lounge access benefits?

Yes, the Yes Private Credit Card provides unlimited complimentary international and domestic airport lounge access for primary and add-on card members, with additional guest visits.

What welcome benefits can I expect with the Yes Private Credit Card?

New Yes Private Credit Cardholders receive 25,000 Reward Points upon their first successful transaction, providing a great start to their rewards journey.

What are the golf privileges offered by the Yes Private Credit Card?

The Yes Private Credit Card includes 12 complimentary green fees and 12 golf lessons per year, along with access for guests and international golf courses.

How can I redeem Reward Points earned with the Yes Private Credit Card?

Reward Points from the Yes Private Credit Card can be redeemed on the YesRewardz portal for flights, hotels, movie tickets, products, or vouchers, with 1 Reward Point valued at Rs. 0.25.

Is there an annual fee waiver on the Yes Private Credit Card?

Yes, the renewal fee for the Yes Private Credit Card is waived if you spend Rs. 25,00,000 or more in the preceding year.

What insurance benefits are included with the Yes Private Credit Card?

The Yes Private Credit Card offers comprehensive insurance, including Rs. 5 crore air accident cover, Rs. 1 crore overseas hospitalization, and Rs. 15 lakh Credit Shield cover.

What are the reward earning rates on the Yes Private Credit Card?

The Yes Private Credit Card earns 40 Reward Points per Rs. 200 on international spends and 20 Reward Points per Rs. 200 on domestic spends, offering high reward potential.

Can I get cash advances with my Yes Private Credit Card?

The Yes Private Credit Card has no cash advance charges, offering flexibility for urgent cash needs.

YES Bank

Yes Private/Private Prime Credit Card

TravelShoppingPremium

Last updated: 8 November 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

25,000 Reward Points upon the first successful transaction for Yes Private Credit Card.

Rewards Rate

40 Reward Points per Rs. 200 on international; 20 Reward Points per Rs. 200 on domestic spends.

Reward Type

Reward Points

Reward Redemption

Redeem points on YesRewardz for flights/hotels/movies/products/vouchers. 1 RP = Rs. 0.25.

Domestic Lounge Access

Unlimited domestic airport lounge access for primary & add-on cardmembers. Guest visits limited to 12 per year.

International Lounge Access

Unlimited international airport lounge access for primary & add-on cardholders. Guest visits limited to 10 per year.

Premium Benefits

12 complimentary green fees & 12 golf lessons annually, plus 4 guest green fees & international access.

Insurance Coverage

Rs. 5 Cr air accident cover, Rs. 1 Cr overseas hospitalization, Rs. 15 lakh Credit Shield cover.

Movie

B1G1 on BookMyShow movies (max 4 tickets/month), 50% off on event tickets (max Rs. 1,000/month).

Dining

Benefits and offers available, details not fully specified.

Travel Benefits

Unlimited international/domestic lounge access, cruise programs, car rentals, air charter savings, hotel discounts.

What matters, explained clearly

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Frequently Asked Questions

Clear, concise answers to help you understand this card better.

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