YES Bank RESERV Credit Card

Welcome Offer

Not Applicable (as explicitly stated in card details)

Rewards Rate

24 Reward Points for every ₹200 spent on online shopping; 12 Reward Points for every ₹200 spent on offline shopping; 6 Reward Points for every ₹200 spent on select categories.

Reward Type

Reward Points

Reward Redemption

Yes Bank Reward Points can be redeemed on the YesRewardz portal for products, e-vouchers, travel bookings, and movie tickets.

Domestic Lounge Access

12 complimentary domestic lounge accesses annually (3 per quarter) for primary and add-on cardholders, but requires a ₹1 Lakh spend in the previous quarter.

International Lounge Access

6 complimentary international lounge accesses outside India each year for primary and add-on cardholders.

Premium Benefits

4 complimentary rounds of golf with green fee waived per year and 1 complimentary golf lesson per year.

Insurance Coverage

Coverage worth ₹3 crore for air accident, ₹50 lakh for emergency overseas hospitalization, and credit shield up to ₹15 lakh.

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Travel offers are available on the Yes Privileges portal. Reward Points are transferable to partner airlines’ AirMiles.