Question 1

What are the joining and renewal fees for the YES Bank RESERV Credit Card?

Accepted Answer

The joining and renewal fees for the YES Bank RESERV Credit Card are INR 2,499 each, plus applicable taxes.

Question 2

How can I get the joining and renewal fees waived for the YES Bank RESERV Credit Card?

Accepted Answer

The joining fee for the YES Bank RESERV Credit Card is waived on retail spends of INR 40,000 within one month. The renewal fee is waived on retail spends of INR 3,00,000 in 12 months prior to renewal.

Question 3

What are the main reward earning rates on the YES Bank RESERV Credit Card?

Accepted Answer

The YES Bank RESERV Credit Card offers 24 YES Rewardz Points per INR 200 on online shopping, 12 points offline, and 6 points on select categories.

Question 4

Does the YES Bank RESERV Credit Card offer airport lounge access?

Accepted Answer

Yes, the YES Bank RESERV Credit Card provides 12 complimentary domestic lounge visits annually (subject to spend criteria from Apr 2025) and 6 complimentary international lounge visits annually.

Question 5

What kind of insurance benefits are included with the YES Bank RESERV Credit Card?

Accepted Answer

The YES Bank RESERV Credit Card offers life insurance worth Rs. 3 crore (air accident), medical insurance worth Rs. 50 lakh (overseas hospitalization), Credit Shield cover up to Rs. 10 lakh, and a purchase protection plan.

Question 6

What is the foreign currency markup on the YES Bank RESERV Credit Card?

Accepted Answer

The foreign currency markup on the YES Bank RESERV Credit Card is a competitive 1.75%, plus applicable taxes.

Question 7

Can I get a discount on movies with the YES Bank RESERV Credit Card?

Accepted Answer

Yes, the YES Bank RESERV Credit Card offers a 25% discount on BookMyShow, capped at INR 250 per calendar month.

Question 8

What are the key exclusions for earning reward points on the YES Bank RESERV Credit Card?

Accepted Answer

Reward points on the YES Bank RESERV Credit Card are not awarded for transactions on Rent, Wallet, Fuel, UPI, Government Services, Marketing/Advertising categories, cash withdrawals, and EMI conversions.

Question 9

Who is eligible to apply for the YES Bank RESERV Credit Card?

Accepted Answer

Applicants for the YES Bank RESERV Credit Card must be 21-60 years old with a minimum net salary of INR 2 lakh per month or an ITR of INR 18 lakh and above. Existing YES BANK credit card holders are not eligible.

Question 10

How do I redeem reward points earned with my YES Bank RESERV Credit Card?

Accepted Answer

Reward points from the YES Bank RESERV Credit Card can be redeemed on the YesRewardz portal for various products, e-vouchers, travel bookings, and movie tickets. Points are valid for 3 years.

YES Bank RESERV Credit Card

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