What is the YES Bank Anq Phi Credit Card?

The YES Bank Anq Phi Credit Card is a co-branded card with ANQ Finance, offering rewards on everyday spending categories like groceries, travel, and dining.

Are there any joining fees for the YES Bank Anq Phi Credit Card?

No, the YES Bank Anq Phi Credit Card comes with a Nil joining fee.

How can I get the renewal fee waived for my YES Bank Anq Phi Credit Card?

The renewal fee for the YES Bank Anq Phi Credit Card can be waived if you spend ₹1.2 lakhs or more in the preceding year.

What kind of rewards does the YES Bank Anq Phi Credit Card offer?

The YES Bank Anq Phi Credit Card offers Reward Points, with 24 points per ₹200 on select categories like groceries, travel, and dining.

How many international lounge visits do I get with the YES Bank Anq Phi Credit Card?

With the YES Bank Anq Phi Credit Card, you get 3 complimentary international airport lounge visits annually.

Does the YES Bank Anq Phi Credit Card offer domestic lounge access?

No, the YES Bank Anq Phi Credit Card does not offer complimentary domestic lounge access.

What is the foreign currency markup on the YES Bank Anq Phi Credit Card?

The foreign currency markup on the YES Bank Anq Phi Credit Card is 3.40%.

How can I redeem my reward points earned with the YES Bank Anq Phi Credit Card?

You can redeem your Reward Points from the YES Bank Anq Phi Credit Card for merchandise vouchers, gift cards, or travel bookings via the official YES Bank rewards portal or app.

Are there any specific movie or dining benefits with the YES Bank Anq Phi Credit Card?

While spending on dining earns reward points, the YES Bank Anq Phi Credit Card does not offer specific movie or dining perks/benefits beyond the reward rate.

What is the eligibility criteria to apply for the YES Bank Anq Phi Credit Card?

Applicants for the YES Bank Anq Phi Credit Card must be 21-60 years old with a minimum monthly salary of ₹25,000 or an annual ITR of ₹7.5 lakhs. Existing YES Bank credit cardholders are not eligible.

YES Bank

YES Bank Anq Phi Credit Card

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Last updated: 30 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 24 RP per ₹200 on groceries, travel, dining, apparel, OTTs; 4 RP per ₹200 on other select spends.

Reward Type

Reward Points

Reward Redemption

Redeem for merchandise vouchers & gift cards on YES Bank portal/app. Convert points to gift vouchers.

Domestic Lounge Access

Not Applicable

International Lounge Access

Enjoy 3 complimentary visits to international airport lounges annually.

Premium Benefits

Not Applicable

Insurance Coverage

Not Applicable

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Not Applicable

What matters, explained clearly

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Frequently Asked Questions

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