HDFC Bank Credit Cards
HDFC Bank - India's Largest Private Sector Bank
116
₹1,193
HDFC Bank INFINIA Metal Credit Card
Reward Points, Cashback, Reward Points & Cashback
About This Bank
HDFC Bank Credit Cards - 2026 Overview
HDFC Bank is India's undisputed leader in credit cards, commanding the largest market share in the country. Its portfolio covers every income bracket and lifestyle - from students and first-time cardholders to ultra-HNI customers seeking concierge services and unlimited lounge access.
Portfolio Highlights
Entry & Mid-Tier: MoneyBack+, Millennia, Regalia Gold - ideal for everyday spends with cashback or reward points on groceries, dining, and online shopping.
Travel & Premium: Regalia First, Diners Club Black, Infinia Metal - designed for frequent travellers needing lounge access, hotel partnerships, and high earn rates.
Co-branded: HDFC Swiggy, HDFC PayZapp, HDFC Tata Neu - category-specific rewards for loyal customers of partner brands.
Ultra-Premium: HDFC Infinia (Metal edition) - by invitation or for customers with a strong credit history, offering 5 RP per ₹150, unlimited domestic and international lounge access, and 24/7 concierge.
Why HDFC Leads
- Largest ATM and POS network in India ensures maximum card acceptance
- Seamless integration with SmartHub and PayZapp for digital payments
- Industry-leading offers during festive seasons (Amazon, Flipkart, Myntra)
- Consistent reward points that don't expire and can be redeemed across 150+ brands
Featured HDFC Bank Cards
HDFC Bank INFINIA Metal Credit Card
Joining Fee:
₹12,500 + GST
Renewal Fee:
₹12,500 + GST
Reward Type:
Reward Points
HDFC Bank Regalia Gold Credit Card
Joining Fee:
₹2,500 + GST
Renewal Fee:
₹2,500 + GST
Reward Type:
Reward Points
HDFC Bank Millennia Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Cashback
HDFC Bank Diners Club Black Metal Edition Credit Card
Joining Fee:
₹10,000 + GST
Renewal Fee:
₹10,000 + GST
Reward Type:
Reward Points
HDFC Bank MoneyBack Plus Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Reward Type:
Reward Points
HDFC Bank Regalia Credit Card
Joining Fee:
₹2,500 + GST
Renewal Fee:
₹2,500 + GST
Reward Type:
Reward Points
Eligibility Guide
₹3 lakh p.a.
720+
21-60 years
Eligibility for HDFC Bank Credit Cards
General Criteria
- Age: 21-60 years (salaried); up to 65 years (self-employed)
- Income: ₹3 lakh p.a. (entry); ₹8 lakh+ (Regalia); ₹15 lakh+ (Infinia / Diners Black)
- Credit Score: 720+ recommended; 750+ for premium cards
- Employment: Salaried or self-employed with ITR proof
Key Documents
- PAN card
- Aadhaar / passport (address proof)
- Last 3 months' salary slips or bank statements
- ITR for last 2 years (self-employed)
Existing HDFC Customers
Existing HDFC Bank savings or salary account holders with a good credit history receive pre-approved offers directly in NetBanking, often with no documentation required.
All HDFC Bank Credit Cards
HDFC Bank INFINIA Metal Credit Card
Joining Fee:
₹12,500 + GST
Renewal Fee:
₹12,500 + GST
Reward Type:
Reward Points
HDFC Bank Regalia Credit Card
Joining Fee:
₹2,500 + GST
Renewal Fee:
₹2,500 + GST
Reward Type:
Reward Points
HDFC Bank Freedom Credit Card
Joining Fee:
₹500 + GST
Renewal Fee:
₹500 + GST
Reward Type:
Reward Points
HDFC Bank Regalia Gold Credit Card
Joining Fee:
₹2,500 + GST
Renewal Fee:
₹2,500 + GST
Reward Type:
Reward Points
HDFC Business Regalia Credit Card
Joining Fee:
₹2,500 + GST
Renewal Fee:
₹2,500 + GST
Reward Type:
Reward Points
HDFC Bank Millennia Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Cashback
Tata Neu Infinity HDFC Bank Credit Card
Joining Fee:
₹1,499 + GST
Renewal Fee:
₹1,499 + GST
Reward Type:
Reward Points
HDFC Bank Diners Club Black Metal Edition Credit Card
Joining Fee:
₹10,000 + GST
Renewal Fee:
₹10,000 + GST
Reward Type:
Reward Points
HDFC Bank Regalia First Credit Card
Joining Fee:
₹1,000 + GST
Renewal Fee:
₹1,000 + GST
Reward Type:
Reward Points