What are the key benefits of the Tata Neu Infinity HDFC Bank Credit Card?

The Tata Neu Infinity HDFC Bank Credit Card offers up to 10% NeuCoins on Tata Neu spends, complimentary lounge access, and comprehensive insurance benefits.

How much is the joining fee for the Tata Neu Infinity HDFC Bank Credit Card?

The joining fee for the Tata Neu Infinity HDFC Bank Credit Card is ₹1,499 + applicable taxes, which is reversed as 1,499 NeuCoins.

How can I earn NeuCoins with my Tata Neu Infinity HDFC Bank Credit Card?

You can earn up to 10% NeuCoins on Tata Neu/partner brand spends, 1.5% on other spends, and up to 1.5% on eligible UPI spends.

Where can I redeem NeuCoins earned on the Tata Neu Infinity HDFC Bank Credit Card?

NeuCoins can be redeemed on the Tata Neu App/Website for purchases across Tata brands like Bigbasket, Croma, IHCL, and TATA 1MG.

Does the Tata Neu Infinity HDFC Bank Credit Card offer lounge access?

Yes, the Tata Neu Infinity HDFC Bank Credit Card provides complimentary domestic and international airport lounge access annually.

What is the foreign currency markup fee for the Tata Neu Infinity HDFC Bank Credit Card?

The Tata Neu Infinity HDFC Bank Credit Card has a low foreign currency markup of 2% on all international spends.

How can I get a waiver on the renewal fee for the Tata Neu Infinity HDFC Bank Credit Card?

The renewal fee for the Tata Neu Infinity HDFC Bank Credit Card is waived if you spend ₹3,00,000 or more in the preceding year.

Are there any caps on NeuCoins earning for the Tata Neu Infinity HDFC Bank Credit Card?

Yes, certain categories like groceries, utilities, and UPI spends have monthly caps on NeuCoin earnings for the Tata Neu Infinity HDFC Bank Credit Card.

What insurance benefits are included with the Tata Neu Infinity HDFC Bank Credit Card?

The Tata Neu Infinity HDFC Bank Credit Card includes accidental air death cover, emergency overseas hospitalization, and lost card liability cover.

What is the validity of NeuCoins earned on the Tata Neu Infinity HDFC Bank Credit Card?

From August 2025, NeuCoins earned on the Tata Neu Infinity HDFC Bank Credit Card will be valid for 12 months from the end of the month they are credited.

HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

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Last updated: 27 October 2025

Benefits & Features

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Welcome Offer

1,499 NeuCoins on Tata Neu App, reversing first year fee with first transaction within 30 days.

Rewards Rate

Up to 10% back as NeuCoins on Tata Neu/partner brands; 1.5% on others; up to 1.5% on UPI.

Reward Type

Reward Points

Reward Redemption

NeuCoins redeemable on Tata Neu App/Website for brands like Bigbasket, Croma, IHCL, TATA 1MG. 1 NeuCoin = ₹1.

Domestic Lounge Access

8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter), milestone-based from 10-Jun-2025.

International Lounge Access

4 Complimentary Lounge Access per calendar year (1 per Quarter) outside India for Visa/Rupay cardholders.

Premium Benefits

Not Applicable

Insurance Coverage

Accidental air death cover (₹1 Cr), emergency overseas hospitalization (₹15L), Lost Card Liability (₹9L).

Movie

Not Applicable

Dining

Not Applicable

Travel Benefits

Complimentary domestic & international airport lounge access with low foreign currency markup.

What matters, explained clearly

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Frequently Asked Questions

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