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HDFC Bank Regalia First Credit Card

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HDFC Bank Regalia First Credit Card
Last updated: 20 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Earn 1,000 Reward Points upon successful payment of the annual fee.

Rewards Rate

Earn 4 Reward Points for every Rs. 150 spent on all retail purchases.

Reward Type

Reward Points

Reward Redemption

Redeem points for flights/hotels (Re. 0.30), Airmiles (0.30), products/vouchers (up to Re. 0.25), or cashback (Re. 0.15).

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Includes Rs. 50 lakhs air accidental cover, Rs. 10 lakhs emergency overseas hospitalization cover, and Rs. 5 lakhs credit liability cover.

Movie

Not Applicable

Dining

Access to special offers at premium restaurants with The Good Food Trail dining program.

Travel Benefits

Earn 5% cashback on travel and shopping spends via HDFC's exclusive Smartbuy portal.

What matters, explained clearly

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Frequently Asked Questions

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