HDFC Bank
Benefits & Features
Welcome Offer
2,500 bonus Reward Points credited after the successful realization of the joining fee.
Rewards Rate
Earn 4 Reward Points on every ₹150 retail spend; up to 10x on SmartBuy platform.
Reward Type
Reward Points
Reward Redemption
Redeem via HDFC Smartbuy/Netbanking. 1 RP = ₹0.5 for travel, ₹0.35 for products, ₹0.20 for cashback.
Domestic Lounge Access
8 complimentary domestic lounge accesses annually (2 per quarter), with ₹1 lakh quarterly spend.
International Lounge Access
Complimentary Priority Pass membership offering 6 international lounge accesses annually.
Premium Benefits
Not Applicable
Insurance Coverage
Insurance: ₹1 Cr air accident cover, ₹15 Lakh overseas hospitalization, ₹9 Lakh lost card liability.
Movie
Not Applicable
Dining
Up to 20% off on partner restaurants via Swiggy Dineout, paid through Swiggy application.
Travel Benefits
Extensive travel perks: complimentary domestic and international lounge access, travel insurance, low forex.
What matters, explained clearly
Frequently Asked Questions
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