What are the main benefits of the HDFC Bank MoneyBack Plus Credit Card?

The HDFC Bank MoneyBack Plus Credit Card offers 10X CashPoints on popular brands, quarterly gift vouchers, and dining discounts with Swiggy Dineout, along with flexible redemption options.

How can I earn accelerated rewards with the HDFC Bank MoneyBack Plus Credit Card?

You can earn 10X CashPoints on the HDFC Bank MoneyBack Plus Credit Card for every ₹150 spent on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore, and BigBasket.

Is there an annual fee for the HDFC Bank MoneyBack Plus Credit Card?

Yes, the HDFC Bank MoneyBack Plus Credit Card has an annual renewal fee of ₹500 + taxes, which can be waived by spending ₹50,000 or more in an annual year.

What is the value of CashPoints earned on the HDFC Bank MoneyBack Plus Credit Card?

Each CashPoint earned on the HDFC Bank MoneyBack Plus Credit Card is worth up to ₹0.25 when redeemed against statement balance, product catalogue, SmartBuy travel, or Airmiles.

Does the HDFC Bank MoneyBack Plus Credit Card offer any dining benefits?

Yes, the HDFC Bank MoneyBack Plus Credit Card provides dining benefits including 10% additional discount and up to ₹200 off on Swiggy Dineout at premium restaurants.

What are the foreign currency markup charges on the HDFC Bank MoneyBack Plus Credit Card?

The HDFC Bank MoneyBack Plus Credit Card has a foreign currency markup of 3.5% on international transactions.

How can I redeem CashPoints from my HDFC Bank MoneyBack Plus Credit Card?

CashPoints from your HDFC Bank MoneyBack Plus Credit Card can be redeemed via Net Banking for statement balance, through the SmartBuy Rewards Portal for travel or products, or converted to Airmiles.

Are there any fuel surcharge benefits with the HDFC Bank MoneyBack Plus Credit Card?

Yes, the HDFC Bank MoneyBack Plus Credit Card offers a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per month.

What are the eligibility criteria for the HDFC Bank MoneyBack Plus Credit Card?

For salaried individuals, net monthly income should be >₹20,000 (age 21-60). For self-employed, ITR >₹6 Lakhs p.a. (age 21-65), with a decent credit score.

What happens if I lose my HDFC Bank MoneyBack Plus Credit Card?

The HDFC Bank MoneyBack Plus Credit Card offers Zero Lost Card Liability; immediately report card loss to the 24-hour call center to ensure protection against fraudulent transactions.

HDFC Bank

HDFC Bank MoneyBack Plus Credit Card

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Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Receive 500 CashPoints as welcome gift upon fee payment, and 500 CashPoints on annual renewal.

Rewards Rate

Earn 10X CashPoints on Amazon, Flipkart, Swiggy; 2 CashPoints/₹150 on other retail spends.

Reward Type

Reward Points

Reward Redemption

Redeem CashPoints for statement balance, product catalogue, SmartBuy travel, or Airmiles (1 CP = up to ₹0.25).

Domestic Lounge Access

Not Applicable

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Zero Lost Card Liability ensures protection against fraudulent transactions if reported immediately.

Movie

Not Applicable

Dining

10% discount & up to ₹200 off on dining at over 2,000 premium restaurants via Swiggy Dineout.

Travel Benefits

Redeem CashPoints for flight & hotel bookings via SmartBuy, covering up to 50% of booking value.

What matters, explained clearly

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Frequently Asked Questions

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