Benefits & Features
Welcome Offer
Receive 500 CashPoints as a welcome benefit upon payment of the membership fee.
Rewards Rate
10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy; 2 CashPoints/₹150 on other retail.
Reward Type
Reward Points
Reward Redemption
1 CashPoint = ₹0.25. Redeem for cashback (min 500), travel, products, or convert to Airmiles.
Domestic Lounge Access
Not Applicable
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Zero Lost Card Liability in case of card loss, upon immediate reporting to HDFC Bank.
Movie
Not Applicable
Dining
10% discount on Swiggy Dineout (up to ₹200 on ₹2,000+ bills) & access to Good Food Trail.
Travel Benefits
Redeem CashPoints for up to 50% of flight & hotel bookings on the SmartBuy Rewards Portal.
What matters, explained clearly
Frequently Asked Questions
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