HDFC Business Regalia Credit Card

Welcome Offer

Not Applicable

Rewards Rate

Earn 4 Reward Points on every ₹150 spent on retail transactions (incl. Insurance & Utilities).

Reward Type

Reward Points & Cashback

Reward Redemption

Redeem points for Flights & Hotels (1 RP=₹0.50), Airmiles (1 RP=0.5 Airmile), Products/Vouchers, Cashback.

Domestic Lounge Access

Currently, 12 complimentary lounge accesses per calendar year within India. (Future: 8 visits with spend criteria)

International Lounge Access

Up to 6 complimentary international lounge accesses per calendar year via Priority Pass for primary & add-on.

Premium Benefits

Not Applicable

Insurance Coverage

Air Accidental death cover up to ₹1 Cr, Emergency Overseas Hospitalization up to ₹15 Lakhs.

Movie

Not Applicable

Dining

FLAT 10% EXTRA OFF at 35,000+ restaurants; up to 20% off on Dining Bills with Swiggy Dineout.

Travel Benefits

Comprehensive travel perks, incl. lounge access, flight delay, and overseas hospitalization cover.