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Paytm HDFC Bank Credit Card

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Paytm HDFC Bank Credit Card
Last updated: 20 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Receive a Paytm First Membership upon one minimum transaction of Rs. 100 (conditions apply for new customers).

Rewards Rate

Earn 3% on Paytm Recharge/Utility/Movies, 2% on other select Paytm spends, and 1% on all other retail spends.

Reward Type

Cashback

Reward Redemption

Cashpoints can be redeemed against outstanding balance as cashback, or for Smartbuy (Flights/Hotels), Airmiles, Product Catalogue.

Domestic Lounge Access

Does not provide any complimentary airport lounge access benefits in India.

International Lounge Access

No complimentary airport lounge access benefits are provided for international travel.

Premium Benefits

Not Applicable

Insurance Coverage

Zero cost liability if the card is lost, provided it is reported immediately.

Movie

Earn 3% Cashpoints on Paytm movie spends & up to 20% discount in partner restaurants via Dineout.

Dining

Up to 20% discount at partner restaurants via Dineout and 3% Cashpoints on select Paytm dining spends.

Travel Benefits

Not Applicable

What matters, explained clearly

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Frequently Asked Questions

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