HDFC Bank Regalia Gold Credit Card

Welcome Offer

₹2,500 gift voucher; complimentary Swiggy One & MMTBLACK Gold Membership on ₹1 Lakh spend in 90 days.

Rewards Rate

4 RPs/₹150 on retail, 20 RPs/₹150 at Nykaa, Reliance Digital, Myntra, Marks & Spencer.

Reward Type

Reward Points

Reward Redemption

Redeem via Smartbuy/Netbanking for flights, hotels, airmiles, products, vouchers, or cashback.

Domestic Lounge Access

12 complimentary lounge visits annually (3/quarter) at domestic & international terminals in India.

International Lounge Access

6 complimentary international lounge visits annually via Priority Pass for primary & add-on members.

Premium Benefits

Not Applicable

Insurance Coverage

₹1 Cr air death, ₹15 L overseas hospitalization, ₹9 L credit liability cover.

Movie

Not Applicable

Dining

FLAT 10% EXTRA OFF at 35,000+ restaurants via Good Food Trail; ₹200 off Swiggy Dineout twice/month.

Travel Benefits

Complimentary flight tickets on spend milestones & comprehensive domestic/international lounge access.