Name: HDFC Bank Regalia Gold Credit Card
Brand: hdfc
SKU: hdfc-bank-regalia-gold-credit-card
Price: 2500 INR
Availability: InStock
Rating: 4.5 (120 reviews)

Question 1

1. Do I get a welcome benefit with the HDFC Regalia Gold Credit Card?

Accepted Answer

Yes, with the HDFC Regalia Gold Credit Card, you will receive a gift voucher worth ₹2500 upon successful payment of the joining fee. Additionally, you will get complimentary MMTBLACK Gold and Swiggy One memberships after spending ₹1 Lakh within 90 days.

Question 2

2. What is the reward rate on the HDFC Regalia Gold Credit Card?

Accepted Answer

You earn 4 Reward Points for every ₹150 spent on retail, including utilities, insurance, and education. For purchases at Myntra, Marks & Spencers, Nykaa, and Reliance Digital, you earn 20 Reward Points for every ₹150 spent.

Question 3

3. Can I get a complimentary flight ticket with the HDFC Regalia Gold Credit Card?

Accepted Answer

Yes, you can get a complimentary flight ticket voucher worth ₹5000 by spending ₹7.5 Lakhs or more in a card anniversary year. Once the spend milestone is reached, you can generate the voucher code.

Question 4

4. What are the annual fees for the HDFC Regalia Gold Credit Card?

Accepted Answer

The HDFC Regalia Gold Credit Card has an annual fee of ₹2500 plus taxes. However, the fee can be waived if you spend ₹4 Lakhs or more during the card's anniversary year.

Question 5

5. How can I redeem my Reward Points on the HDFC Regalia Gold Credit Card?

Accepted Answer

You can redeem Reward Points for flight and hotel bookings on the Smartbuy portal at ₹0.50 per point, convert them to Airmiles at ₹0.50 per point, or redeem them for products, gift vouchers, and cashback.

Question 6

6. What are the milestone benefits of the HDFC Regalia Gold Credit Card?

Accepted Answer

For spending ₹1.5 Lakhs in a quarter, you can earn ₹1500 worth of vouchers. Spending ₹5 Lakhs gives you ₹5000 worth of flight vouchers, and ₹7.5 Lakhs in the anniversary year will unlock additional flight vouchers worth ₹5000.

Question 7

7. Does the HDFC Regalia Gold Credit Card offer lounge access?

Accepted Answer

Yes, the HDFC Regalia Gold Credit Card provides complimentary access to both domestic and international airport lounges. You also get a Priority Pass membership with six free international lounge accesses annually after completing four transactions.

HDFC Bank Regalia Gold Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

What matters, explained clearly

Frequently Asked Questions

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