HDFC Bank Regalia Gold Credit Card

Welcome Offer

₹2,500 gift voucher. Complimentary Swiggy One and MMTBLACK Gold Membership on ₹1 Lakh spend in 90 days.

Rewards Rate

Earn 4 RPs on ₹150 retail spend; 20 RPs on ₹150 at Nykaa, Reliance Digital, Myntra, M&S.

Reward Type

Reward Points

Reward Redemption

Redeem points on Smartbuy/Netbanking for flights, hotels, airmiles, vouchers (1 RP = ₹0.20-₹0.65).

Domestic Lounge Access

12 complimentary domestic lounge access visits per year, 3 per quarter, for primary and add-on cards.

International Lounge Access

6 complimentary international lounge visits per year via Priority Pass for primary & add-on members.

Premium Benefits

Not Applicable

Insurance Coverage

₹1 Cr air death cover, ₹15 Lakhs overseas hospitalization, ₹9 Lakhs credit liability cover.

Movie

Not Applicable

Dining

FLAT 10% EXTRA OFF at 35,000+ restaurants. Get ₹200 Off on Swiggy Dineout twice monthly.

Travel Benefits

Offers extensive travel perks including flight vouchers, discounts, and complimentary lounge access.