What are the main benefits of the HDFC Bank INFINIA Metal Credit Card?

The HDFC Bank INFINIA Metal Credit Card offers unlimited lounge access, golf privileges, high reward points, and exclusive travel and dining benefits.

Is the HDFC Bank INFINIA Metal Credit Card an invite-only card?

Yes, the HDFC Bank INFINIA Metal Credit Card is an exclusive, invite-only offering from HDFC Bank, for high-net-worth individuals.

What is the joining fee for the HDFC Bank INFINIA Metal Credit Card?

The joining fee for the HDFC Bank INFINIA Metal Credit Card is ₹12,500 plus applicable taxes.

How can I get the renewal fee waived for my HDFC Bank INFINIA Metal Credit Card?

The renewal fee for the HDFC Bank INFINIA Metal Credit Card can be waived by spending ₹10 lakhs or more in the preceding 12 months.

What is the reward rate on the HDFC Bank INFINIA Metal Credit Card?

The HDFC Bank INFINIA Metal Credit Card earns 5 Reward Points for every ₹150 spent, with up to 10X points on SmartBuy.

Does the HDFC Bank INFINIA Metal Credit Card offer lounge access?

Yes, the HDFC Bank INFINIA Metal Credit Card provides unlimited complimentary domestic and international lounge access for cardholders.

What is the foreign currency markup fee on the HDFC Bank INFINIA Metal Credit Card?

The foreign currency markup fee for the HDFC Bank INFINIA Metal Credit Card is a low 2% plus GST on international transactions.

Are there any golf benefits with the HDFC Bank INFINIA Metal Credit Card?

Yes, the HDFC Bank INFINIA Metal Credit Card offers unlimited complimentary golf lessons and games at leading courses worldwide.

What are the welcome benefits of the HDFC Bank INFINIA Metal Credit Card?

Welcome benefits include a complimentary Club Marriott membership and 12,500 bonus Reward Points upon card activation.

How can I redeem Reward Points earned with the HDFC Bank INFINIA Metal Credit Card?

You can redeem HDFC Bank INFINIA Metal Credit Card Reward Points on SmartBuy for flights/hotels (1RP=₹1) or convert to airmiles.

HDFC Bank

HDFC Bank INFINIA Metal Credit Card

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Last updated: 26 October 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Complimentary Club Marriott membership for 1st year & 12,500 bonus Reward Points on activation.

Rewards Rate

Earn 5 RP for ₹150 retail spends; up to 10X RP on SmartBuy travel & shopping.

Reward Type

Reward Points

Reward Redemption

Redeem RP on SmartBuy or Netbanking: 1 RP = ₹1 for flights/hotels/Apple/Tanishq vouchers.

Domestic Lounge Access

Unlimited complimentary airport lounge access in India for primary and add-on cardholders.

International Lounge Access

Unlimited complimentary airport lounge access globally via Priority Pass for primary & add-on.

Premium Benefits

Unlimited complimentary golf lessons and games at leading courses across India and worldwide.

Insurance Coverage

Accidental Air Death ₹3 Cr, Emergency Overseas Hospitalization ₹50 L, Credit Shield ₹9 L.

Dining

Complimentary Club Marriott membership; 1+1 buffet at ITC; FLAT 10% EXTRA OFF on Swiggy Dineout.

Travel Benefits

Complimentary Club Marriott & ITC Hotels stay offers; Redeem RP for flights/airmiles on SmartBuy.

What matters, explained clearly

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Frequently Asked Questions

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