बैंक ऑफ बड़ौदा Cards
शीर्ष कार्ड खोजें जैसे बीओबीकार्ड एटर्ना क्रेडिट कार्ड, बीओबीकार्ड तियारा क्रेडिट कार्ड, एचपीसीएल एनर्जी बीओबीकार्ड क्रेडिट कार्ड, बीओबीकार्ड प्रीमियर क्रेडिट कार्ड, और 40 और.
Read our full Bank of Baroda guide →
44 कार्ड मिले
बीओबीकार्ड एटर्ना क्रेडिट कार्ड
जॉइनिंग फीस:
₹2,499 + GST
रिन्यूअल फीस:
₹2,499 + GST
रिवॉर्ड प्रकार:
Reward Points
बीओबीकार्ड तियारा क्रेडिट कार्ड
जॉइनिंग फीस:
₹2,499 + GST
रिन्यूअल फीस:
₹2,499 + GST
रिवॉर्ड प्रकार:
Reward Points
एचपीसीएल एनर्जी बीओबीकार्ड क्रेडिट कार्ड
जॉइनिंग फीस:
₹499 + GST
रिन्यूअल फीस:
₹499 + GST
रिवॉर्ड प्रकार:
Reward Points
बीओबीकार्ड प्रीमियर क्रेडिट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points
बीओबीकार्ड ईज़ी क्रेडिट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points
बीओबीकार्ड सेंटिनल क्रेडिट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points
बीओबीकार्ड सेलेक्ट क्रेडिट कार्ड
जॉइनिंग फीस:
₹750 + GST
रिन्यूअल फीस:
₹750 + GST
रिवॉर्ड प्रकार:
Reward Points
बीओबीकार्ड एम्पॉवर क्रेडिट कार्ड
जॉइनिंग फीस:
Free (1st year)
रिन्यूअल फीस:
₹250 + GST
रिवॉर्ड प्रकार:
Reward Points
बीओबीकार्ड आईसीएसआई डायमंड क्रेडिट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points
आईसीएआई एक्सक्लूसिव बीओबीकार्ड क्रेडिट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points
इंडियन आर्मी योद्धा BOBCARD क्रेडिट कार्ड
जॉइनिंग फीस:
Lifetime Free
रिन्यूअल फीस:
Lifetime Free
रिवॉर्ड प्रकार:
Reward Points
CMA One BOBCARD क्रेडिट कार्ड
जॉइनिंग फीस:
₹1 + GST
रिन्यूअल फीस:
Free (1st year)
रिवॉर्ड प्रकार:
Reward Points
Bank of Baroda Credit, Debit & Prepaid Cards
Bank of Baroda offers 44 cards across credit, debit, and prepaid/gift card products, including 23 BOBCARD credit cards - its own revolving-credit lineup separate from the debit and gift card products below.
Narrowing Down by Card Type
Since this list spans credit, debit, and prepaid products, decide on card type first - gift/reloadable cards for one-time or preloaded use, debit cards tied to your bank account, or BOBCARD credit products for revolving credit.
BOBCARD Credit Cards
BOBCARD's credit lineup runs from an accessible entry point to premium and niche co-brand cards. The CASHBACK Credit Card (₹499 + GST joining/renewal) gives 5% cashback on online spends up to ₹1,500 a month plus unlimited 1% elsewhere, making it a straightforward everyday choice. Travellers can look at the Etihad Guest Credit Card (₹2,500 + GST), which earns 3 Etihad Guest Miles per ₹100 spent with the airline, or step up further to the premium BOBCARD Eterna (₹2,499 + GST) for a 3.75% reward rate across travel, dining, movie, and international spends. BOBCARD also runs a set of co-brand and institutional cards built for specific communities - the IRCTC RuPay BOBCARD (₹500 joining, ₹350 renewal) for rail travellers, the HPCL ENERGIE BOBCARD (₹499 + GST) for fuel spenders, and cards like the Indian Army YODDHA BOBCARD and Indian Navy Varunah BOBCARD for defense personnel.
Bank of Baroda Credit Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| बैंक ऑफ बड़ौदा कैशबैक क्रेडिट कार्ड | ₹499 + GST | Cashback | ₹499 + GST, 5% cashback on online spends up to ₹1,500/month |
| Bank of Baroda Etihad Guest Credit Card | ₹2,500 + GST | Air Miles | ₹2,500 + GST, 3 Miles/₹100 on Etihad Airways spends |
| बीओबीकार्ड एटर्ना क्रेडिट कार्ड | ₹2,499 + GST | Reward Points | ₹2,499 + GST, premium 3.75% reward rate on travel/dining/international spends |
| आईआरसीटीसी रुपए बीओबीकार्ड क्रेडिट कार्ड | ₹500 + GST | Reward Points | ₹500 joining/₹350 renewal, RuPay co-brand for IRCTC/rail travellers |
| एचपीसीएल एनर्जी बीओबीकार्ड क्रेडिट कार्ड | ₹499 + GST | Reward Points | ₹499 + GST, fuel co-brand with HPCL |
Representative Bank of Baroda Cards
| Card | Fee | Reward Type | Best For |
|---|---|---|---|
| बैंक ऑफ बड़ौदा उपहार कार्ड वर्चुअल वेरिएंट | Not Available | — | Shopping |
| बैंक ऑफ बड़ौदा मास्टरकार्ड वर्ल्ड डेबिट कार्ड | Lifetime Free | Instant Discounts, Merchant Vouchers | Travel, premium (prepaid/stored value) |
| बैंक ऑफ बड़ौदा मास्टरकार्ड क्लासिक डेबिट कार्ड | ₹100 + GST | — | Shopping, utilities |
| बैंक ऑफ बड़ौदा उपहार कार्ड (भौतिक प्रकार) | Not Available | — | Shopping, dining, travel |
| Bank of Baroda EaseMyTrip Debit Card | ₹599 + GST | Instant Discounts, Merchant Vouchers | Travel, shopping cashback |
| बैंक ऑफ बड़ौदा इनसाइट ब्रेल डेबिट कार्ड | ₹300 + GST | Instant Discounts, Merchant Vouchers | Travel, international spends, premium |
| बैंक ऑफ बड़ौदा मास्टरकार्ड प्लेटिनम डेबिट कार्ड | ₹300 + GST | — | Premium, travel, shopping |
कैसे चुनें
Bank of Baroda's lineup spans credit, debit, and prepaid products
This 44-card lineup mixes 23 BOBCARD credit cards (from the entry-level CASHBACK and IRCTC RuPay co-brand to premium Eterna and defense/institutional variants), various debit card tiers (MasterCard Classic, Platinum, World), and gift/reloadable prepaid cards - narrow down by card type first before comparing fees.
Credit cards range from cashback entry cards to premium travel co-brands
Bank of Baroda CASHBACK Credit Card (₹499 + GST joining/renewal) gives 5% cashback on online spends up to ₹1,500/month; the Etihad Guest Credit Card (₹2,500 + GST) earns 3 Miles per ₹100 on Etihad Airways spends for frequent flyers; BOBCARD Eterna (₹2,499 + GST) is the premium tier with a 3.75% reward rate on travel, dining, and international spends; and co-brand/niche cards like the IRCTC RuPay BOBCARD (₹500 joining, ₹350 renewal) and HPCL ENERGIE BOBCARD (₹499 + GST) target rail travellers and fuel spenders respectively.
Debit card fees scale with tier
Bank of Baroda MasterCard Classic Debit Card (₹100 + GST joining, ₹200 + GST renewal) sits at the entry tier; Platinum (₹300 + GST) and inSIGHT Braille (₹300 + GST) step up; MasterCard World Debit Card is zero fee with Prepaid & Stored Value Benefits.
Gift cards have their own minimal fee structure
Bank of Baroda Gift Card Physical Variant charges ₹50 + GST at joining with no renewal fee; the Virtual Variant is entirely zero fee.