AU Small Finance BankAU Small Finance Bank

AU Bank Xcite Ace Credit Card

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AU Bank Xcite Ace Credit Card
Last updated: 24 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

Earn 1% cashback on ₹7,500+, 2% on ₹12,500+, 3% on ₹20,000+ monthly spends (capped at ₹750/month).

Reward Type

Cashback

Reward Redemption

Earned cashback is directly credited to your account and automatically adjusted against your outstanding balance.

Domestic Lounge Access

2 Free Domestic Airport Lounge Visits per quarter (8 annually) on spends of ₹20,000 each quarter.

International Lounge Access

Not Applicable

Premium Benefits

Assistance with booking golf sessions via concierge services.

Insurance Coverage

Personal accident cover (₹50 lakhs), card liability (₹2 lakhs), purchase protection (₹25,000), travel insurance.

Movie

Not Applicable

Dining

Up to 30% discount on dining across more than 300 restaurants.

Travel Benefits

Complimentary airport & railway lounge access, plus travel-based insurance and concierge assistance.

What matters, explained clearly

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Frequently Asked Questions

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