Benefits & Features
Welcome Offer
Not Applicable
Rewards Rate
2 RP on Rs. 100 on retail, 15 RP on Rs. 100 on groceries, dept. stores, movies & dining, 2x RP on 1st-5th of month.
Reward Type
Reward Points
Reward Redemption
Redeem Reward Points on AU Rewardz portal for products, gift vouchers, and travel bookings at 1 RP = Re. 0.25.
Domestic Lounge Access
2 complimentary railway lounge access every quarter (8/year) in selected cities like New Delhi, Kolkata, Jaipur.
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Complimentary device protection plan for mobile phones and one-year extended warranty on selected electronics.
Movie
Earn 15 Reward Points on every Rs. 100 spent on movies; also enjoy up to 30% discount on dining.
Dining
Get up to 30% discount on dining across over 300 partnered restaurants and earn 15 Reward Points.
Travel Benefits
Get complimentary railway lounge access every year with the AU Bank Xcite Credit Card.
What matters, explained clearly
Frequently Asked Questions
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