AU Small Finance BankAU Small Finance Bank

AU Bank Xcite Credit Card

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AU Bank Xcite Credit Card
Last updated: 24 September 2025

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Not Applicable

Rewards Rate

2 RP on Rs. 100 on retail, 15 RP on Rs. 100 on groceries, dept. stores, movies & dining, 2x RP on 1st-5th of month.

Reward Type

Reward Points

Reward Redemption

Redeem Reward Points on AU Rewardz portal for products, gift vouchers, and travel bookings at 1 RP = Re. 0.25.

Domestic Lounge Access

2 complimentary railway lounge access every quarter (8/year) in selected cities like New Delhi, Kolkata, Jaipur.

International Lounge Access

Not Applicable

Premium Benefits

Not Applicable

Insurance Coverage

Complimentary device protection plan for mobile phones and one-year extended warranty on selected electronics.

Movie

Earn 15 Reward Points on every Rs. 100 spent on movies; also enjoy up to 30% discount on dining.

Dining

Get up to 30% discount on dining across over 300 partnered restaurants and earn 15 Reward Points.

Travel Benefits

Get complimentary railway lounge access every year with the AU Bank Xcite Credit Card.

What matters, explained clearly

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Frequently Asked Questions

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