Question 1

1. What is the annual fee for the AU Small Finance Bank Altura Credit Card?

Accepted Answer

The AU Small Finance Bank Altura Credit Card has a joining and annual fee of Rs. 199 + GST.

Question 2

2. What cashback can I earn on groceries with the AU Small Finance Bank Altura Credit Card?

Accepted Answer

You can earn a maximum cashback of Rs. 50 per statement cycle on groceries, departmental stores, and utility bill payments.

Question 3

3. Does the AU Small Finance Bank Altura Credit Card offer any airport lounge access?

Accepted Answer

No, the AU Small Finance Bank Altura Credit Card does not offer airport lounge access but provides complimentary railway lounge access for both primary and add-on cardholders.

Question 4

4. How does the fuel surcharge waiver work on the AU Small Finance Bank Altura Credit Card?

Accepted Answer

The AU Small Finance Bank Altura Credit Card offers a 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000, capped at Rs. 100 per statement cycle.

Question 5

5. What is the cashback on other spends with the AU Small Finance Bank Altura Credit Card?

Accepted Answer

For other spends, the AU Small Finance Bank Altura Credit Card offers a 1% cashback, capped at Rs. 50 per statement cycle.

Question 6

6. Are there any milestone benefits with the AU Small Finance Bank Altura Credit Card?

Accepted Answer

Yes, you can earn Rs. 50 cashback for exceeding spends of Rs. 10,000 in a statement cycle with the AU Small Finance Bank Altura Credit Card.

Question 7

7. Who is eligible to apply for the AU Small Finance Bank Altura Credit Card?

Accepted Answer

The primary applicant must be between 21 and 60 years of age, while the add-on applicant should be above 18 years. Only Indian residents are eligible.

AU Altura Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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