AU Bank Xcite Ultra Credit Card
Please note: This offer may be discontinued and is shown for informational purposes only.
PremiumTravelShoppingInternational Spends

Benefits & Features
Explore key benefits designed to maximize your lifestyle
Welcome Offer
Not Applicable
Rewards Rate
4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100
Reward Type
Reward Points
Reward Redemption
The earned reward points can be redeemed against various options via the AU Rewardz portal at a rate of 1 RP = Re. 0.25.
Movie & Dining
Get up to 30% off on your dining spends
Travel Benefits
Complimentary access to railway lounges
Domestic Lounge Access
2 Free Domestic Lounge Visits on Spends of ₹20,000 Each Quarter
International Lounge Access
Not Applicable
Premium Benefits
Not Applicable
Insurance Coverage
Get a personal accident cover worth Rs. 50 lakhs, a purchase protection cover worth Rs. 25,000, and a credit liability cover worth Rs. 2 lakhs.
What matters, explained clearly
Detailed evaluation to help you make the right decision
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