Skip to main content
AU Small Finance BankAU Small Finance Bank

AU Bank Visa Platinum Debit Card – Benefits, Fees & Eligibility

The AU Platinum Debit Card, issued by AU Bank, is a versatile debit card designed to offer a bouquet of lifestyle privileges. Positioned as a comprehensive card for everyday use, its top differentiating benefits include extensive offers on dining and entertainment, robust insurance coverage, and high daily transaction limits, providing both convenience and enhanced security for cardholders.
DiningMovies
Apply Now(opens in new tab)

Is the AU Bank Visa Platinum Debit Card Right for You?

A quick look at who this card is best for, key costs, and things to consider.

The AU Bank Visa Platinum Debit Card is best suited for users who prioritize Dining, Movies. With a joining fee of Nil and a renewal fee of Nil, this card is positioned for cardholders who can maximize its benefits to justify the cost. It offers Vouchers & Discounts as its primary reward mechanism.

Verified
Last updated: 11 May 2026

Key Card Details

Joining Fee

Nil

Renewal Fee

Nil

Reward Type

Vouchers & Discounts

Notable Perks

Insurance Coverage

Purchase protection, personal accident cover, and air travel insurance.

Movie Benefits

25% off on BookMyShow movie tickets, up to ₹250, once per month.

Last updated: 11 May 2026

Benefits & Features

Explore key benefits designed to maximize your lifestyle

Welcome Offer

Brand voucher worth ₹250, redeemable across leading brands.

Reward Type

Vouchers & Discounts

Reward Redemption

Brand vouchers redeemable across leading brands; Zomato/BookMyShow discounts applied instantly.

Insurance Coverage

Purchase protection, personal accident cover, and air travel insurance.

Movie Benefits

25% off on BookMyShow movie tickets, up to ₹250, once per month.

Dining Benefits

10% off on Zomato, up to ₹100, once per month.

Fees & Charges

Know the costs before applying to avoid surprises later

Joining Fee

Nil

Renewal Fee

Nil

Pros & Cons

Weigh the advantages and limitations

Pros

Key benefits and features of this card.

Enjoy high daily purchase limits of ₹2 lacs and withdrawal limits of ₹50,000.

Get valuable discounts on popular platforms like Zomato and BookMyShow monthly.

Benefit from comprehensive insurance coverage including purchase protection and personal accident.

Experience convenient and secure contactless payment options for transactions up to ₹5,000.

Utilize instant card blocking and robust security controls via AU Bank's digital channels.

Product Details

Comprehensive information about this credit card

High daily purchase limit of up to ₹2 lacs.

Daily withdrawal limit of up to ₹50,000.

Contactless payment support up to ₹5,000.

Card liability cover up to ₹2 lacs for fraudulent transactions.

Instant card blocking and security controls via digital channels.

Access to over 100 exclusive offers.

Manage card and transactions via AU 0101 Mobile App.

24x7 customer support available.

What matters, explained clearly

Detailed evaluation to help you make the right decision

Introduction

The AU Platinum Debit Card, issued by AU Bank, is a versatile debit card designed to offer a bouquet of lifestyle privileges. Positioned as a comprehensive card for everyday use, its top differentiating benefits include extensive offers on dining and entertainment, robust insurance coverage, and high daily transaction limits, providing both convenience and enhanced security for cardholders.

Welcome Benefits

  • Get a brand voucher worth ₹250, redeemable across leading brands. This offer is applicable once per year per card.

Fees

  • Fees and charges associated with this card are applicable. For detailed information, please refer to the applicable Schedule of Charges on the bank's website.

Rewards

  • Daily Transaction Limits:
    • Daily purchase limit of up to ₹2 lacs.
    • Daily withdrawal limit of up to ₹50,000.
  • Dining Benefits:
    • Avail 10% off on Zomato, up to ₹100, with a minimum order value of ₹399. This offer is valid once per month per card.
  • Entertainment Benefits:
    • Avail 25% off on BookMyShow movie tickets, up to ₹250, with a minimum order value of ₹299. This offer is valid once per month per card.
  • Extensive Offers:
    • Enjoy access to 100+ offers on the debit card.
    • Access exclusive offers available on the bank's offers portal.
  • Insurance Coverage:
    • Includes purchase protection.
    • Provides personal accident cover.
    • Offers air travel insurance.
  • Card Liability Cover:
    • In case of fraudulent transactions, this cover helps recover losses up to ₹2 lacs.
  • Contactless Payments:
    • Make contactless transactions of up to ₹5,000.

Rewards Redemption Guide

  • Brand vouchers worth ₹250 are redeemable across leading brands.
  • Discounts on Zomato and BookMyShow are applied at the time of transaction, subject to offer terms.

Card Eligibility Criteria

  • How to Apply:
    • Visit the nearest AU Bank branch to apply in person.
    • Apply for a new card by calling AU Bank customer care at 1800 1200 1200.

Card Review

  • The AU Platinum Debit Card offers overall annual savings of more than INR 4,440.
  • Pros:
    • High daily purchase and withdrawal limits.
    • Valuable discounts on popular platforms like Zomato and BookMyShow.
    • Comprehensive insurance coverage and card liability protection.
    • Convenient contactless payment option.
    • Access to a wide array of offers.
    • Instant card blocking and robust security controls via digital channels.
  • Who should apply: This card is ideal for individuals seeking a debit card with strong security features, significant daily transaction limits, and regular savings on dining and entertainment.

Important Product Details

  • Daily purchase limit: Up to ₹2 lacs.
  • Daily withdrawal limit: Up to ₹50,000.
  • Contactless transaction limit: Up to ₹5,000.
  • Zomato offer: 10% off up to ₹100 (minimum order ₹399, valid once per month).
  • BookMyShow offer: 25% off up to ₹250 (minimum order ₹299, valid once per month).
  • Annual Brand Voucher: ₹250 (valid once per year).
  • Insurance covers: Purchase protection, personal accident, and air travel.
  • Card Liability Cover: Up to ₹2 lacs for fraudulent transactions.
  • Instant card blocking and security controls are available via AU 0101 App, NetBanking, website, IVR, or chatbot.
  • Overall annual savings: More than INR 4,440.

Other Details

  • Security Features:
    • Instantly block your AU Platinum Debit Card in case of loss or theft via AU 0101 App, NetBanking, the manage debit cards webpage, or IVR (180012001200).
    • You get complete control and security of your card by enabling or disabling contactless, international, or domestic use through the AU 0101 App, website, IVR (180012001200), or chatbot.
  • AU 0101 Mobile App:
    • Manage and track all your transactions.
    • Allows investing in SIPs and applying for car loans.
    • Provides video assistance.
    • Used by 30 lakh customers.
  • Customer Support:
    • 24x7 help is available.
    • Get support by contacting customer care.
  • General Bank Information:
    • AU Bank has a national presence with 1042 branches & ATMs.
    • Offers quality services at competitive rates.
    • Ensures convenient service with ample touchpoints.
    • The bank is experiencing sustained growth, with a balance sheet of over ₹1 lakh crore.
  • Legal Disclaimers:
    • All offers and benefits are subject to applicable terms and conditions.

Frequently Asked Questions

Clear, concise answers to help you understand this card better.