AU Small Finance BankAU Bank Visa Platinum Debit Card – Benefits, Fees & Eligibility
Is the AU Bank Visa Platinum Debit Card Right for You?
The AU Bank Visa Platinum Debit Card is best suited for users who prioritize Dining, Movies, Everyday Use. With an issuance fee of Lifetime Free and an annual maintenance charge of Lifetime Free, this card offers free entry for new applicants. It offers Instant Discounts, Merchant Vouchers as its primary reward mechanism.
Key Card Details
Lifetime Free
Lifetime Free
Instant Discounts, Merchant Vouchers
₹50,000 per day
₹2 lacs
Notable Perks
Welcome Offer
Brand voucher worth ₹250
Insurance Coverage
Purchase protection, personal accident cover, air travel insurance
Movie Benefits
25% off on BookMyShow movie tickets up to ₹250
Things to Consider
Specific fees and charges, including AMC, are not explicitly detailed in the markdown.
Lacks explicit mention of complimentary airport lounge access benefits for travel.
No clear reward points program or fixed cashback rate, relies on merchant offers.
Benefits & Features
Welcome Offer
Brand voucher worth ₹250
Reward Type
Instant Discounts, Merchant Vouchers
Insurance Coverage
Purchase protection, personal accident cover, air travel insurance
Movie Benefits
25% off on BookMyShow movie tickets up to ₹250
Dining Benefits
10% off on Zomato up to ₹100
Daily ATM Withdrawal Limit
₹50,000 per day
Daily POS/Online Spend Limit
₹2 lacs
Fees & Charges
Issuance Fee
Lifetime Free
AMC Fee
Lifetime Free
Pros & Cons
Pros
Key benefits and features of this card.
High daily transaction limits for purchases (₹2 lacs) and ATM withdrawals (₹50,000).
Enjoy exclusive discounts on popular platforms like Zomato and BookMyShow monthly.
Comprehensive insurance coverage including purchase protection and air travel benefits.
Advanced security features with instant card blocking and usage control options.
Welcome brand voucher worth ₹250 provides immediate value upon card issuance.
Cons
Key drawbacks and limitations of this card.
Specific fees and charges, including AMC, are not explicitly detailed in the markdown.
Lacks explicit mention of complimentary airport lounge access benefits for travel.
No clear reward points program or fixed cashback rate, relies on merchant offers.
Foreign currency markup details are not specified for international transactions.
Information regarding free ATM transactions and subsequent charges is missing.
Product Details
Visa Platinum Debit Card variant.
Contactless payment facility up to ₹5,000.
Instant card blocking via AU 0101 App, NetBanking, webpage, and IVR.
Comprehensive security controls for enabling/disabling usage (domestic/international/contactless).
High daily transaction limits: ₹2 lacs for purchases and ₹50,000 for ATM withdrawals.
Exclusive offers on Zomato and BookMyShow.
Includes purchase protection, personal accident, and air travel insurance.
Benefits & Features
Welcome Offer
Brand voucher worth ₹250
Reward Type
Instant Discounts, Merchant Vouchers
Insurance Coverage
Purchase protection, personal accident cover, air travel insurance
Movie Benefits
25% off on BookMyShow movie tickets up to ₹250
Dining Benefits
10% off on Zomato up to ₹100
Daily ATM Withdrawal Limit
₹50,000 per day
Daily POS/Online Spend Limit
₹2 lacs
What matters, explained clearly
Introduction
The AU Platinum Debit Card, issued by AU Bank, offers a bouquet of lifestyle privileges designed to enhance daily transactions and provide significant savings. Key benefits include over 100 exclusive offers, convenient contactless payment options, and high daily transaction limits. Cardholders can enjoy special discounts on food and entertainment, comprehensive insurance coverage, and a welcome brand voucher, making it an attractive option for those seeking robust features and value-added benefits.
Welcome Benefits
- Get a brand voucher worth ₹250, redeemable across leading brands, applicable once per year per card.
Transaction Limits & Usage
- Daily purchase limit: up to ₹2 lacs.
- Daily ATM withdrawal limit: up to ₹50,000.
- Contactless transaction limit: up to ₹5,000.
- Users have the ability to enable or disable international usage for enhanced security and control.
- Users have the ability to enable or disable domestic usage for enhanced security and control.
Fees and Charges
- Specific fees and charges associated with this card are available in the applicable Schedule of Charges.
Rewards & Offers
- Enjoy over 100 exclusive offers on the Debit Card.
- Zomato Offer: Avail 10% off on Zomato up to ₹100 with a minimum order value of ₹399, valid once per month.
- BookMyShow Offer: Avail 25% off on BookMyShow movie tickets up to ₹250 with a minimum order value of ₹299, valid once per month.
- Insurance Coverage: Includes purchase protection, personal accident cover, and air travel insurance.
- Overall annual savings: More than INR 4,440.
Important Product Details
- Highlights:
- High daily purchase limit of up to ₹2 lacs and withdrawal limit of up to ₹50,000.
- Contactless transaction facility up to ₹5,000.
- Exclusive offers on Zomato and BookMyShow.
- Comprehensive insurance coverage including purchase protection, personal accident, and air travel.
- Instant card blocking facility via AU 0101 App, NetBanking, webpage, and IVR.
- Complete control over card security by enabling/disabling contactless, international, or domestic use through the AU 0101 App, website, IVR, or chatbot.
- Welcome brand voucher worth ₹250.
- Card Variant: Platinum Debit Card (specific network like Visa/Mastercard/RuPay not mentioned).
Other Details
- Instant Blocking: The AU Platinum Debit Card can be instantly blocked in case of loss or theft via the AU 0101 App, NetBanking, manage debit cards webpage, or IVR (180012001200).
- Security Controls: Users get complete control and security of their card by enabling or disabling contactless, international, or domestic use through the AU 0101 App, website, IVR (180012001200), or chatbot.
- How to Apply: Apply for the card by visiting the nearest AU Bank branch or by calling customer care at 1800 1200 1200.
- All offers and benefits are subject to Terms & Conditions.