Question 1

1. What benefits can I select with the AU Small Finance Bank LIT Credit Card?

Accepted Answer

You can choose from a variety of benefits with the AU Small Finance Bank LIT Credit Card, including categories like lifestyle, grocery, travel, and more. You can select multiple features and pay only for the ones you use.

Question 2

2. Is the AU Small Finance Bank LIT Credit Card free of cost?

Accepted Answer

Yes, the AU Small Finance Bank LIT Credit Card is lifetime free, with no joining fee and no annual fees, allowing you to enjoy its benefits without recurring costs.

Question 3

3. Can I transfer unused lounge access to the next period with the AU Small Finance Bank LIT Credit Card?

Accepted Answer

No, unused lounge access cannot be transferred. Each benefit is valid for 90 days, and any unused benefits will expire at the end of the period.

Question 4

4. How does the fuel surcharge waiver work with the AU Small Finance Bank LIT Credit Card?

Accepted Answer

You can enjoy a 1% fuel surcharge waiver on transactions ranging from ₹400 to ₹5,000 when using the AU Small Finance Bank LIT Credit Card.

Question 5

5. Can I get other OTT memberships with the AU Small Finance Bank LIT Credit Card?

Accepted Answer

Currently, the AU Small Finance Bank LIT Credit Card offers complimentary Amazon Prime and Zee5 memberships. Other memberships may be available in the future.

Question 6

6. How do I earn rewards with the AU Small Finance Bank LIT Credit Card?

Accepted Answer

You can earn up to 10x reward points on eligible spends with the AU Small Finance Bank LIT Credit Card. Points can be redeemed for merchandise, travel bookings, e-gift vouchers, and more.

Question 7

7. Are there any penalties associated with the AU Small Finance Bank LIT Credit Card?

Accepted Answer

Yes, penalties apply if you don't meet the spending requirements for certain benefits. For example, if you don't spend ₹5,000 within 90 days, you'll incur a penalty for Zee5 Membership.

AU Bank LIT Credit Card

Benefits & Features

Welcome Offer

Rewards Rate

Reward Type

Reward Redemption

Movie & Dining

Travel Benefits

Domestic Lounge Access

International Lounge Access

Premium Benefits

Insurance Coverage

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Frequently Asked Questions

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