Question 1

What is unique about the AU Bank LIT Credit Card?

Accepted Answer

The AU Bank LIT Credit Card is India's first customizable credit card, allowing users to select benefits via the AU 0101 App.

Question 2

Are there any joining or renewal fees for the AU Bank LIT Credit Card?

Accepted Answer

No, the AU Bank LIT Credit Card comes with zero joining fee and zero renewal fee.

Question 3

How do I earn rewards with the AU Bank LIT Credit Card?

Accepted Answer

You earn 1 Reward Point for every ₹100 spent on retail, with options for accelerated 5X/10X points with the AU Bank LIT Credit Card.

Question 4

Can I get airport lounge access with my AU Bank LIT Credit Card?

Accepted Answer

Yes, you can opt for domestic airport lounge access at ₹399 for 90 days with your AU Bank LIT Credit Card.

Question 5

What is the foreign currency markup on the AU Bank LIT Credit Card?

Accepted Answer

The AU Bank LIT Credit Card has a foreign currency markup of 3.49% on all international spends.

Question 6

How can I manage the customizable features of my AU Bank LIT Credit Card?

Accepted Answer

You can manage and choose features through the AU 0101 App, activating benefits for specific periods for your AU Bank LIT Credit Card.

Question 7

What are the charges for redeeming reward points on the AU Bank LIT Credit Card?

Accepted Answer

A rewards redemption fee of ₹99 + GST applies when redeeming points from your AU Bank LIT Credit Card.

Question 8

Does the AU Bank LIT Credit Card offer fuel surcharge waivers?

Accepted Answer

Yes, a 1% fuel surcharge waiver can be opted for ₹49 (valid for 90 days) for transactions between ₹400-₹5,000 with the AU Bank LIT Credit Card.

Question 9

What are the eligibility criteria for the AU Bank LIT Credit Card?

Accepted Answer

Primary applicants for the AU Bank LIT Credit Card must be 21-60 years old and Indian residents with a stable income.

Question 10

Can I get cashback benefits with the AU Bank LIT Credit Card?

Accepted Answer

Yes, you can opt for milestone cashback or category-specific cashback (e.g., Grocery, Apparel) for a fee with the AU Bank LIT Credit Card.

AU Bank LIT Credit Card

Benefits & Features